有追索权保理合同实务分析

【作者】 周慧；

【导师】 申建平；

【作者基本信息】 黑龙江大学 ， 法律硕士（法学）（专业学位）， 2023， 硕士

【摘要】 随着法律环境日益健全和监管体系不断完善,我国保理行业已经告别野蛮生长、粗放监管的过去式进入到如今规范经营、强势监管的新阶段,逐步朝着健康、有序的方向发展。2021年保理合同正式入典,保理合同立法取得了历史性的突破,彻底告别了“无法可依”的时代。《民法典》761条—769条从保理定义、合同内容和形式、受偿顺序、债权转让规则等方面对保理业务进行了法律规范,但作为首创立法,现有立法多为原则性规定,对于保理合同的法律性质、诉讼管辖权确认、保理合同的构成要件以及基础合同瑕疵时保理合同的效力认定问题仍未作出具体规定。这使得司法机关在处理此类案件时陷入裁判依据缺失、裁判尺度不一的审理困境。本文立足国内有追索权保理合同纠纷的审判实践,结合国内相关研究成果及行业惯例,对有追索权保理合同的让与担保性质进行分析,明确在虚假应收账款转让、转让未来应收账款及基础合同变更三种基础合同瑕疵情况下保理合同的效力认定,进一步分析了有追索权保理合同的构成要件,同时提出了依据案件当事人分类确定管辖权的管辖权适用标准,以期完善保理合同司法实践,为保障保理行业健康发展、破解企业融资困局贡献绵薄之力。更多还原

【Abstract】 With the increasingly sound legal environment and the continuous improvement of the regulatory system,China’s factoring industry has moved from the past tense of barbaric growth and extensive supervision to a new stage of standardized operation and strong supervision,and has gradually developed in a healthy and orderly direction.In2021,the factoring contract was officially signed,and the legislation of factoring contract made a historic breakthrough,completely bidding farewell to the era of "unable to rely on".Articles 761-769 of the Civil Code regulate the factoring business from the aspects of the definition of factoring,the content and form of the contract,the order of compensation,and the rules for the assignment of claims,etc.However,since it is the first legislation,most of the existing legislation is in principle.There are still no specific provisions on the legal nature of factoring contract,the confirmation of litigation jurisdiction and the validity of factoring contract when the basic contract is defective.This makes the judicial organs in dealing with such cases in the lack of judgment basis,judgment scale of the trial dilemma.Based on the trial practice of factoring contract disputes with recourse,this paper analyzes the current trial practice of factoring contract disputes with recourse in China through big data analysis.By referring to relevant domestic research results,typical cases and industry practices,this paper discusses some typical problems in trial practice,and then puts forward countermeasures.In order to improve the judicial practice of factoring contract disputes,to ensure the healthy development of factoring industry and solve the financing dilemma of enterprises.更多还原