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基于NFC的多消费资源移动支付支撑平台研究

Research on Mobile Payment Support Platform of Multi Consumer Resources Based on NFC

【作者】 孙云涛

【导师】 张维石; 赵鑫龙;

【作者基本信息】 大连海事大学 , 工程硕士(专业学位), 2017, 硕士

【摘要】 本论文主要研究和实现了以NFC技术为核心实现的可以集成多种消息资源的移动支付支撑平台。基于该移动支付支撑平台,各个服务行业的商铺可以在线注册网上商铺并向持有智能手机终端的最终消费用户提供多种消费资源。最终消费用户在消费的过程中可以基于该平台进行更加安全和便捷的移动支付。本论文通过软件工程方法对集成多消费资源的移动支付支撑平台的业务涉众需求、业务场景、业务架构进行整理和规划,并抽象出移动支付支撑平台的平台管理人员、店铺端操作人员、最终消费用户三种参与角色。在业务架构的基础上推导出系统架构,具体内容包括可行性分析、技术选型、平台总体子系统划分、各子系统功能规划。本论文论述了系统总体架构规划、系统功能设计、数据库实体设计和接口规划设计,并对性能、安全等非功能性需求进行了规划设计。论文重点研究了移动支付支撑平台的卡端应用子系如何通过自定议的文件结构来存储最终消费用户的各种消费资源以及用于消费通信过程中确保安全性的根密钥,研究了后端应用子系统与部署在PC端和手机端的读卡端子系统如何进行安全通信以及各种消费资源的注册、发布、下发给最终消费用户,还研究卡端应用子系统如何与读卡端应用子系统如何协作完成移动支付的过程。本移动支付支撑平台的设计与实现,相比现在市场上已经出现的基于NFC技术实现的移动支付应用,对多种消费资源的集成与兼容有所改进,对移动支付各个环节的安全性也进行了优化和改进。

【Abstract】 This paper mainly studies and implements the mobile payment platform which can be integrated with a variety of message resources with NFC technology as the core.Based on the mobile payment platform,shops in each service industry can register online shops online and provide a variety of consumer resources to the ultimate consumer users who hold smartphone terminals.Finally,the consumer can carry out mobile payment in the process of consumption in a more secure and convenient way based on the platform.In this paper,the needs of stakeholders of mobile payment platform business integration consume more resources through the method of software engineering business scenarios,business structure arrangement planning,and the abstraction of the mobile payment platform management,shop operators and end users of three participating in the final consumption.On the basis of business architecture,the system architecture is deduced,which includes feasibility analysis,technology selection,platform subsystem partition and subsystem function planning.This paper discusses the system overall architecture planning,system function design,database entity design and interface planning and design,and performance,security and other non functional requirements are planned and designed.This paper focuses on the application of mobile payment card End Sub platform system how to decide on the structure of consumption resource file to store the final consumption of users as well as to ensure the safety of the root key consumption in the process of the communication of the back-end application subsystem and deployed in PC and mobile phone card reader terminal system how to carry out safety communication as well as a variety of consumer resources registration,release,to the final consumer,also study the card end application subsystem and how to read card application system how to cooperate to complete the process of mobile payment.The mobile payment platform design and implementation of mobile NFC technology now compared to the payment based applications have emerged in the market,integration and compatibility has been improved on a variety of consumption of resources,the security of mobile payment links are optimized and improved.

  • 【分类号】TP311.52
  • 【下载频次】72
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