【作者】 王俊峰；

【导师】 汤羽； 曾斌；

【作者基本信息】 电子科技大学 ， 工程硕士（专业学位）， 2016， 硕士

【摘要】 随着我国经济与世界经济的接轨,尤其是加入了WTO,我国的经济就呈现出了快速发展的趋势。银行的贷款业务量也急速攀升,这为我国商业银行的发展提供了很大机会,同时同业之间的竞争也势必带来一定的挑战。而且随着外资银行进入国内,在给本土商业银行提供先进管理理念和高级科技管理技术的同时,也势必因外资银行已有的核心竞争力,比国内商业银行有更大的优越性,而加剧了商业银行的竞争。这种良性竞争,也迫使商业银行不断加快产品的创新,随着产品类型的不断丰富,也为信贷管理系统能够快速适应信贷管理工作和快速推动新产品的发布而带来了巨大挑战。本论文是通过对成都商业银行业务进行了实地调研,了解了整个贷款办理业务的线下工作流程,并参考业内先进的业务办理流程后,形成的比较详细的需求文档。整个信贷管理系统的开发,严格按照软件开发过程技术,首先在业务需求的文档基础上进一步进行加工分析,将业务需求转换软件需求分析文档,并借助比较流行UML建模工具对系统的主要功能模块进行建模,用图形化方式让业务人员直观的了解到系统包含的主要功能模块,包括客户信息管理、贷款业务管理、客户评级授信管理和系统管理;然后对需求分析中的这些主要模块进行详细设计,给出了系统的B/S应用架构和MVC设计模式,以及每个模块对应的类图、顺序图,并形成详细设计说明文档,方便开发人员的开发;最后开发人员在设计文档说文档的指引下,通过使用先进的J2EE软件开发技术,并开发出一套适合成都商业银行的信贷管理系统。任何一个软件只有在测试验证通过后,才能是一套成熟的产品,信贷管理系统也不例外。在整个测试过程中,采用了先进的测试技术,尽可能多发现系统存在的缺陷和问题,减少了系统在功能、流程、权限、账务上的错误,确保了系统的正常运行。更多还原

【Abstract】 Along with our country economy and the world economy,especially to join the WTO,our country’s economy has presented the trend of rapid development.The bank’s loan portfolio also surged,it offers a lot to the development of China’s commercial Banks,at the same time,the competition of trade between will inevitably bring certain challenges.And as foreign Banks to enter the domestic,in the domestic commercial Banks to provide advanced management concept and advanced technology management techniques at the same time,also will inevitably because of foreign Banks has been the core competitiveness,than the domestic commercial Banks has a bigger superiority,and intensifies the competition of commercial Banks.The benign competition,forcing commercial Banks also accelerating product innovation,with the enrichment of product type,for credit management system can quickly adapt to the credit management and promote new product release quickly and has brought the huge challenge.This thesis is based on the Chengdu commercial bank business has carried on the on-the-spot investigation,to understand the whole of the loan for offline work within their business processes,and reference the advanced business to handle the process,the formation of more detailed requirements document.The development of the whole credit management system,strictly in accordance with the software development process technology,in the first place in the business requirements document based on the analysis of the processing,transform the business requirements document,the software requirements analysis and with the help of a popular UML modeling tools for system modeling,the main functional modules in a graphical way to intuitive understanding of business personnel to the main functions of the system includes modules,including customer information management,loan business management,customer rating credit management and system management;Then these main modules in detail in the design of requirement analysis,system is given of the application of B/S architecture and MVC design pattern,and each module corresponds to the class diagram,sequence diagram,and form the detailed design documentation,convenient the developer’s development;The developers in the design documents under the guidance of said document,by using the advanced J2 EE software development technology,and developed a set of suitable for the Chengdu commercial bank credit management system.Any software only after the test verification through,can is a set of mature product,credit management system is no exception.In the whole test process,adopted the advanced test technology,as much as you can find the defects and problems existing in the system,reduces the system on the functions,processes,permissions,billing error,ensure the normal operation of the system.更多还原