【作者】 吴楠；

【导师】 马明；

【作者基本信息】 北京理工大学 ， 工商管理， 2015， 硕士

【摘要】 目前中国处在利率市场化改革中,本文将从利率市场化的视角分析,通过分析国外市场利率市场化的相关经验,在中国利率市场化的宏观条件下,推测利率市场化在中国对商业银行尤其是外资银行产生什么样的影响。商业银行将根据市场推测和判断做出应对。本人拟以S银行为研究对象,分析它在面对中国利率市场化的改革时,如何能够利用自身优势和海外母行的经验得以生存和发展。通过利率市场化的国际经验,对银行业务面临的挑战进行分析,从而得出S银行将在银行经营中所需要的改善。商业银行该如何分析和把握金融市场和监管机构的指引方向,如何发展银行间同业市场业务和中间业务,并提出具体的经营对策。这都是本文需要讨论的内容。更多还原

【Abstract】 China is in the process of liberalization of interest rates. The processes and experience of market-oriented interest rate in foreign countries can be used to analyze and forecast the future of Chinese financial market.The commercial banks in China can answer the reform positively and efficiently. As a Japanese bank in China, will compete in the same environment as Chinese banks do. The thesis will focus on how to take the advantage of their overseas experience to survive and develop.The author will focus on the experience of market-oriented interest rate liberalization in Japan and take appropriate measures to improve the traditional bank business. Besides, interbank business and banking intermediary business is effective channel to increase the profit.更多还原