JS银行金融产品创新研究

【作者】 杨娜；

【导师】 龙云飞；

【作者基本信息】 黑龙江大学 ， 工商管理， 2015， 硕士

【摘要】 自从中国加入WTO,在全球经济一体化进程不断加剧的背景下,我国金融市场步入了高速发展阶段,这也导致金融市场快速发展的前提下,国有银行面临着巨大的挑战和机遇。因而,对金融产品进行更新,是发展商业银行的需要。本文把金融产品创新作为研究对象,立足于JS银行的实际发展情况,首先从JS银行金融产品创新的现状出发,并对制约JS银行金融产品创新的因素进行分析。再着手从下列方面,诸如JS银行金融产品创新的原则、金融产品创新的策略、金融产品创新的措施及办法等方面展开分析,具体阐述和分析了JS银行金融产品创新的问题,同时,基于这种情况,对JS银行稳定有效地进行金融创新的意义、作用及其必要性进行了论述。更多还原

【Abstract】 Since the China accession to the WTO, in the process of global economic integration is growing background, the financial market of our countryhas entered into the stage of rapid development, it also makes the rapid development of the financial market under the environment of the state-owned commercial banks are faced with hitherto unknown development opportunities and challenges. Therefore, the strengthening of financial products renewal ability, is essential for the development and expansion of the requirements ofcommercial banks. In this paper, the innovation of financial products as the research object, basing on the reality of the Construction Bank, first of all, from the present situation of the Construction Bank financial products innovationstarting, and to restrict the Construction Bank financial product innovation factor analysis. Then from the Construction Bank financial products innovation principleanalysis, construction bank financial product innovation strategy analysis,construction bank financial products innovation countermeasure and measureanalysis of these aspects, centering on the question of financial product innovation in China Construction Bank launched a detailed analysis andelaboration, and then demonstrates the function and significance of vitalnecessity in the construction Bank of efficient and stable development of the process of financial innovation and its role.更多还原