【作者】 陈伟；

【导师】 彭熙海；

【作者基本信息】 湘潭大学 ， 法律， 2014， 硕士

【摘要】 浮动抵押制度是英国衡平法院创设的一项重要又特殊的担保制度，经过百余年的发展而逐歩形成，不断成熟。浮动抵押制度以其有利于提高企业的融资能力、提高经济流转的效率、避免抵押人破产情况的出现等优势被世界许多国家和地区的法律所接受，并获得“极其便利”的担保形态的赞誉。顺应现代市场经济不断发展的要求，顺应国际担保制度的发展趋势，2007年《物权法》规定了具有我国特色的浮动抵押制度，使得浮动抵押制度在我国担保物权法律体系框架内具有了一席之地，这是我国担保物权制度现代化的一种实质性进步，是我国《物权法》上的一项重大举措。尽管我国《物权法》对动产浮动抵押制度的确立是我国立法上的一大进歩，然而，《物权法》颁布实施以来，浮动抵押制度在实践中的运用状况并不理想，没有在企业融资中发挥其应有的作用。究其原因，主要是有关浮动抵押制度的供给不足，《物权法》对浮动抵押制度的设计比较原则，规定过于笼统、简单，可操作性不强，且存在诸多缺陷，不足以为社会经济活动中利用浮动抵押进行融资提供具体的操作指引，容易产生交易安全上的隐患，使得抵押权人排斥适用浮动抵押。浮动抵押不但涉及精妙的技术规范，还关乎复杂的制度设计。面对我国浮动抵押制度在融资担保中暴露出的问题，完善我国的浮动抵押制度，应将我国浮动抵押的设立主体应严格限定为公司，适当扩大我国浮动抵押的客体范围，将财产性权利列入浮动抵押的客体范围，引进浮动抵押接管人制度，并对浮动抵押接管人的资格和权限、选任机制、权利和义务、法律责任等做出明确的规定，以充分发挥浮动抵押制度应有的功能和优势，最大限度地满足企业特别是中小企业融资的需求，促进我国经济的可持续发展。更多还原

【Abstract】 Floating charge system is an important and special security system created by theBritish Court of Chancery, after hundreds of years of development and the formationof by-walk, continues to mature. Floating mortgage system will help improve thebusiness of its financing capacity and improve the economic efficiency of circulationand avoid bankruptcy case of mortgage and other advantages to be accepted by law inmany countries and regions in the world, and was "very convenient" form of praiseguarantee.Conform to the requirements of the modern market economy continues todevelop, follow the development trend of the international security system in2007,"Property Law" provides a floating charge system with Chinese characteristics,making floating charge security interest in our legal system has a place within theframework of this is a system of substantive progress in the modernization of China’ssecurity interests, and is a major initiative of "Property Law".While China’s "Property Law" for the establishment of movable floatingmortgage system is a major intake walk of legislative, however,"Property Law"enacted since the implementation of the operative situation floating mortgage systemin practice is not ideal, did not play in corporate financing its proper role. The reasonis mainly related to inadequate supply of floating mortgage system,"Property Law"designed to compare the principles of floating charge system, the provisions are toogeneral and simple operability is not strong, and there are many defects, insufficientuse of socio-economic activities floating mortgage financing to provide specificoperational guidelines, prone to risk the safety of transactions on such mortgageeexclusion applies to floating charges.Floating charges only involve sophisticated technical specifications, but alsoabout the complex system design. In view of the floating charge system in securedfinancing problems exposed, improve our floating mortgage system should beestablished body of floating charges should be strictly limited to the company, andexpand the scope of the object floating charge will float from property rights includedobject range mortgaged, pledged to introduce a floating system receiver, a receiverand a floating mortgage qualifications and privileges, election mechanisms, rights andobligations, legal responsibility to make clear rules, To give full play to the floatingcharge system should function and advantages, satisfy the needs of enterprises,especially SMEs financing and promoting sustainable development of China’s economy.更多还原