【作者】 姚磊；

【导师】 吕连仁；

【作者基本信息】 山东大学 ， 公共管理（专业学位）， 2014， 硕士

【摘要】 我国农村政策性金融正处于一个逐渐发展。完善的时期,在发展与改革的过程中出现了一定的问题,诸如融资渠道单一、农村的信贷市场失灵等,而这些问题亟待研究与解决。本文在已有的研究成果的基础之上,通过对农村政策性金融的理论研究,总结国外农村政策性金融体系的发展成果,对我国的农村政策性金融体制进行具体的研究,并提出几点改革的建议与措施。文章具体按照以下步骤展开深入的研究：首先,对农村政策性金融进行必要的界定,然而在此基础之上对其理论的基础进行具体的分析介绍。同时对农村政策性金融的内容、地位与作用,以及近年来,农村政策性金融的发展情况进行具体的概述。其次,对农村政策性金融在实际的发展中存在的问题进行具体的分析,以中国农业发展银行济南市的三个县级支行为例,阐述现阶段农村政策性金融机构在融资手段、市场不合理、金融监管体系缺陷、服务质量低下以及自身团队内部问题等方面所面临的困境及发展瓶颈。同时针对所述问题进行深入思考,结合实证,深入分析造成现阶段中国农业发展银行山东省分行诸多问题的本质原因,找出完善我省农村政策性金融机构的有效途径。最后,对改革完善农村政策金融的对策进行深刻的思考。归纳总结在建设社会主义新农村的视角下,如何提升我国农村政策性金融机构在支持农村基础设施建设、扶持农业产业化发展、解决农民贫困问题等方面的服务能力。更多还原

【Abstract】 Our rural policy finance is in a gradual development. Improvement period, appeared some problems in the process of development and reform, such as the single financing channel, the rural credit market failure, and these problems need to be studied and solved. In this paper, on the basis of the existing research results, the study on the theory of rural policy finance, sums up the development achievements of foreign rural policy financial system, detailed studies of rural policy finance system in China, and puts forward some reform suggestions and measures. This article according to the following steps to further research:First of all, the rural policy finance necessary definition, however, on the basis of the theory to analyze the. At the same time of rural policy finance content, status and role, and in recent years, detailed overview of development of rural policy finance.Secondly, specific analysis of rural policy finance exists in the actual problems in the process of development, with three county-level branch of Agricultural Development Bank China in Ji’nan city as an example, the difficulties and the bottleneck of the development of the aspects of rural policy financial institutions in the means of financing, the market is not reasonable, the financial supervision system defects, the service quality is low and its own internal team problem etc.. Aiming at the problem of deep thinking, combined with empirical, in-depth analysis of the problems caused by the nature of the reasons China Agricultural Development Bank of China branch in Shandong province at the present stage, to find out the effective ways to improve our province rural policy financial institutions.Finally, profound thinking on the countermeasures to reform and perfect the rural policy finance. Summarized in the construction of the new socialist rural perspective, how to promote our rural policy financial institution service capability in support of rural infrastructure construction, support agriculture industrialization development, solve fanner poverty problem etc..更多还原