【作者】 王震；

【导师】 何嗣江；

【作者基本信息】 浙江大学 ， 项目管理（专业学位）， 2013， 硕士

【摘要】 物流金融主要是指建立在相应供应链金融基础上的一种创新产品,这也正是银行业与物流行业结合产生的新兴产品。在金融危机的影响下,华尔街的很多金融创新产品受到了大众的怀疑,但是此类新兴的金融产品是建立在顾客、业务流程、能力的基础上而开发的,这主要是把交易流程与业务服务结合起来的新兴金融创新业务,对此业务的重视不仅能够解决金融供应链上中小企业融资的问题,而且能够大大提高商业银行业务的灵活性,有利于银行创设出更多的客制化的金融产品,这不仅能够稳定银行的客源,而且一定程度上能够增强银行的竞争力。本文主要是以商业银行作为主体来分析物流金融的具体操作模式以及运作过程中风险控制措施,这也正是本文的主要创新之处,现有的研究多是针对物流企业或是中小企业的出发的研究。可以分为以下几个部分：第一,是阐述了本文题目的研究背景和意义：第二,阐述了物流金融的具体内涵,针对物流金融在国内外的发展状况进行描述；第三,以具体的物流金融发展模式分析适合我国物流金融发展的具体模式——中介模式,同时具体分析了商业银行应该如何进行具体的物流金融服务；第四,根据物流金融可能产生的信用风险进行分析,就如何建立适当的信用风险监控指标作了具体的阐述；第五,根据以上部分提出的金融物流模式可能产生的风险进行具体的防控制度建设,提出了相关的建议和措施。因为就我国来说,物流金融内容的研究不多,所以缺乏具体的量化分析数据,本文主要是就物流金融的具体内涵和模式进行定义分析和介绍。更多还原

【Abstract】 Logistics finance is mainly a kind of innovative products based on the corresponding supply chain financial basis, this also is the banking industry and the logistics industry with new products produced. Under the influence of the financial crisis, many Wall Street financial product innovation by the public’s doubts, but this kind of new financial product is based on customer business process, the ability of development, which is mainly the emerging financial innovation business transaction process and business services are combined, which not only business attention to solve the financial supply chain financing problem of SMEs, but also can greatly improve the commercial bank business flexibility, can help the bank to create more customized financial products, which can not only stabilize the banking customers, and to a certain extent, to enhance the competitiveness of the bank.This paper is the measures of risk control in commercial banks as the main body of logistics finance to analysis the specific mode of operation and the operation of the process, this is also the main innovation of this paper, the existing research on logistics enterprises or research on small and medium sized enterprises. Can be divided into the following several parts:first, elaborates this topic research background and significance; second, expounds the concrete connotation of logistics finance, according to the development situation of logistics finance at home and abroad was described; third, the specific mode to analyze the development mode of logistics finance in particular suitable for China’s logistics Finance Development--intermediary model, and detailed analysis of the commercial banks should be how to concrete logistics financial services; fourth according to the analysis of logistics finance may produce credit risk, make concrete elaboration on how to establish the credit risk control indicators appropriate; fifth, prevention and control system construction according to the specific risks of financial logistics mode above part of the possible, put forward relevant suggestions and measures. Because in my country, not much research on logistics financial content, so the lack of specific quantitative analysis data, this paper defines the introduction and Analysis on specific connotation of logistics and finance mode.更多还原