【作者】 周丽华；

【导师】 喻磊；

【作者基本信息】 华南理工大学 ， 法律（专业学位）， 2013， 硕士

【摘要】 融资租赁一词是financial leasing翻译而来，是现代市场经济条件下的出现的一种兼具融资与融物双重职能的新型交易。在这种交易方式中，由出租人根据承租人对租赁物件的特定要求和对供货人的选择，出资向供货人购买租赁物件，并租给承租人使用，承租人则分期向出租人支付租金，在租赁期内租赁物件的所有权属于出租人所有，承租人拥有租赁物件的使用权。租期届满，租金支付完毕并且承租人根据融资租赁合同的规定履行完全部义务后，对租赁物的归属没有约定的或者约定不明的，可以协议补充；不能达成补充协议的，按照合同有关条款或者交易习惯确定，仍然不能确定的，租赁物件所有权归出租人所有。由此可知，出租人权益在融资租赁交易三方当事人中最易受到损害。融资租赁业务在国际己经发展的比较发达，多国已制定了相关法律来对其进行规划和制约，但是在融资租赁合同中出租人的权利保护方面仍有不足。随着我国融资租赁业急速发展，融资租赁合同纠纷的产生是难免的。就民商法而言，能否解决融资租赁合同中出现的问题，取决于法律能否清晰地定义融资租赁，并且对三方当事人的权利义务给予明确的规定。尽管我国《合同法》中对“融资租赁合同”以专章规定，但对融资租赁出租人权益的保护立法还是不够，同时，我国法学界对融资租赁出租人权利保护问题的研究与探讨亦不充分，这些都严重制约了融资租赁业在我国的发展。所以，更好地研究融资租赁合同，对融资租赁在我国的发展具有重要的法律价值。本文分为五部分，第一部分是关于融资租赁合同中出租人权利保护问题的学理分析；第二部分到第五部分分别对出租人在合同履行过程中面临的四大难题：承租人未支付租金问题，禁止中途解约制度，承租人无权处分租赁物问题和租赁期满后租赁物处置问题，从理论和实务的角度进行分析和研究，提出自己的思考，就我国融资租赁立法构建提出建议。更多还原

【Abstract】 Financing lease is a word "financial leasing" translation, is a kind of both the dualfunctions of financing and melting model transactions under the condition of modern marketeconomy. In such transactions, by the lessor according to the lessee the lease object and thespecific requirements of the supplier selection, financed the purchase of the lease object to thesupplier, and leased to the lessee, the lessee is staging paying rent to the lessor, the lease termlease object which has the right to all belong to the lessor, the lessee has the right to use theleased object. The expiration of the lease, the rent is paid off and the lessee in accordance withthe provisions of the financing lease contract to fulfill all the obligations, the ownership of theleased property is not agreed or the agreement is not clear, can be supplemented, fail to reacha supplementary agreement, determined in accordance with the relevant provisions of thecontract or transaction practices, still cannot be determined, the lease object ownership shallbelong to the lessor all. Therefore, the lessor and the most easily in the financial leasingtransaction three party damage.Financing lease business in the international has been the development of moredeveloped countries, have formulated relevant laws to the planning and control of it, but theprotection of the right to rent in the financing lease contract people still had the insufficiency.With the development of the financial leasing industry in China develops rapidly, thefinancing lease contract disputes are inevitable. On Civil and commercial law, can solve theproblem of financing lease contract, depending on whether the law can clearly define thefinancing lease, and the three party’s rights and obligations to clear. Although China’s"contract law" in the "financing lease contract" in the provisions, but the legislation on thefinancing lease rental rights or not, at the same time, China’s legal circles on the research andDiscussion on the financing lease rental rights protection is not fully developed, these areserious constraints of financing leasing industry in china. So, to study the financing leasecontract, the financing lease have important legal value in the development of our country.This paper is divided into five parts, the first part is the theory analysis about theproblems of financial leasing contract rights protection, the second part to the fifth part of the lessor to fulfill four major problems faced in the course of the contract: the lessee fails to paythe rent, no break system, the lessee has no right to dispose the lease and upon expiration ofthe leasehold disposal problems, analysis and research from the perspective of theory andpractice, put forward my own thinking, financial leasing legislation construction are proposed.更多还原