【作者】 李晓东；

【导师】 路剑；

【作者基本信息】 河北农业大学 ， 产业经济学， 2012， 硕士

【摘要】 河北省中小企业对促进河北省经济发展起到了非常重要的推动作用,已经成为拉动经济增长、扩大社会就业、繁荣城乡市场、增加财政收入及建设社会主义新农村和维持社会和谐稳定的主力。然而,近年来河北省在中小企业发展的同时,想通过融资来实现“资金输血”却越来越难,融资难作为制约我省中小企业发展的重要问题,成为各方关注的一个热门话题。民营中小企业的融资问题历来是各方学者研究探讨的课题,但是融资难的现象却一直没有得到解决。本文拟从河北省中小企业发展现状和融资现状,深入探究其融资影响因素,分别从企业自身、金融机构、政府政策三个方面对这个问题进行探讨并提出切实的解决对策建议。本文首先介绍了研究的背景和必要性、国内外学者对民营企业尤其是中小企业融资问题的研究现状,系统归纳总结了相关研究成果。其中对国内的研究成果从中小企业融资难成因,中小企业融资方式的讨论两方面进行了分类归纳。在阐述中小企业与企业融资等基本概念的基础上,分析探讨了中小企业的基本特征、融资特点、融资渠道和融资方式。其次,从河北省中小企业发展现状入手,挖掘出我省中小企业在高速发展的同时存在着产业结构失调和创新能力不足等多方面的问题。但从根本上来说这些问题还是资金不足造成的。论文对河北省中小企业融资的现状进行了阐述,从而引出了对其影响因素的分析,主要是从企业自身、金融机构、政府政策和其他影响因素方面着手探究。最后根据河北省自身的区位优势和中小企业的特点,提出了解决河北省中小企业融资难问题的建议。中小企业应从自身管理水平和融资观念做起,使企业更加的适合当前的融资环境和制度。金融机构在中小企业融资方面起着至关重要的作用,尤其是河北省的金融机构应该在解决中小企业融资方面贡献更多。而政府方面应该给中小企业提供更加宽松和规范的融资环境,为中小企业的发展提供更加坚实的后盾。更多还原

【Abstract】 Small and medium-sized enterprises in Hebei province has played a very important role to promote the economic development in Hebei province, it has become the main force of driving economic growth, expanding social employment, prosperity urban and rural market, increase finance income ,construction of new socialist countryside and maintaining social harmony and stability. However, recent years,Hebei province,along with the development of small and medium-sized enterprises, it is more and more difficult for Hebei province to achieve "capital transfusion" through Capital raising, financing difficult became a hot topic as a restriction of the development of small and medium-sized enterprises. The financing problem of private small and medium enterprise has always been the question for discussion scholars study on, but the phenomenon of financing difficulties has not been resolved up to now.This article plan to explore the influencing factors of financing problem from the development and financing present situation of Hebei province small and medium-sized enterprise, discuss this problem as well as put forward cogent countermeasure and proposal separately from three respects of the nterprises, financial institutions and government policy.First of all, this paper introduced the research background and necessity, and reserch status on the financing problem of private enterprise especially medium and small enterprise from both domestic and foreign scholars, summarizing related reserch results systematically. We classify the domestic research results from the cause for financing difficult and the discussion of financial method of small and medium-sized enterprise. Base on expound the basic concept of the small and medium-sized enterprises and capital raising, we have analyzed the basic characteristics of financing, financing channels and financing method of small and medium enterprises.Secondly, starting with the developing status quo on the small and medium enterprises in Hebei province, dig out that the small and medium enterprises in our province exists imbalance in industrial structure and lack of innovation ability and other aspects of the problem at the same time as the swift development. But, fundamentally speaking, these problems are caused by the lack of funds.Next, the thesis discussed the finacing present situation of small and medium-sized enterprise in Hebei province, which led to the analysis of their impact factors, mainly from the enterprises, financial institutions, government policies and other influencing factors.Ultimately, according to the location advantage of Hebei province and the characteristics of small and medium enterprises in Hebei Province, put forward the solutions and suggestions of the financal problems which small and medium enterprises has. Small and medium-sized enterprises should start with their own management level and financing concept, make the enterprise is more suitable for the current financing environment and system. The financial institutions plays a crucial role in financing work of small and medium-sized enterprises, particularly in Hebei Province, it should contribute more to solve financing problem of medium and small businesses. While the government should provide a more relaxed and regulatory financing environment and more solid supportor for small and medium enterprises.更多还原