外资银行进入的国际经验及对我国银行业开放的启示

【作者】 董祎；

【导师】 刘赛力；

【作者基本信息】 外交学院 ， 世界经济， 2007， 硕士

【摘要】 20世纪90年代以来，全球经济一体化的趋势有力地推动了发展中国家的金融自由化进程，发达国家的银行资本进入发展中国家成为一个引人注目的现象。特别是在阿根廷等一些拉美新兴市场国家和捷克等中东欧转轨国家，外资银行占到了这些国家的银行业市场相当大甚至是绝对的份额。2006年底我国已经度过了加入世贸组织的五年过渡期，开始向外资银行全面开放中国银行业市场，这必将对我国的金融和经济产生重大而深远的影响。本文通过对拉美和中东欧国家引进外资银行的过程、政府所采取的措施及其银行业改革所取得的效果等研究，总结这些“先驱国家”引进外资银行的经验，为我国银行业开放战略和国家金融政策的制定提供决策依据。更多还原

【Abstract】 Since the 1990s, the trend of global economic integration has vigorously pushed forward the financial liberalization in developing countries. The entry by the banks of developed countries into developing countries has become a conspicuous phenomenon around the world. Especially in those emerging market economy countries like Argentina and Central and Eastern European countries such as Czech Republic, foreign banks have taken up a large or even overwhelming proportion in the local banking markets.At the end of 2006, as China had got through the five-year transitional period of its accession into WTO, it began to open its banking market in an all-round way to the outside world. This would inevitably bring forth significant and profound influences on China’s finance and economy. This paper analyzes the process of foreign banks’ entry into Latin American and CEE countries, presents the measures and polices the local governments took to cope with this, discusses the effects of banking reform in these countries, and sums up the experience of these ’pioneer countries’ in absorbing foreign banks and, thus, provides some suggestions for China’s policy-making on banking industry development.更多还原