【作者】 赵典典；

【导师】 王学东；

【作者基本信息】 华中师范大学 ， 政治经济学， 2007， 硕士

【摘要】 自从人类产生物品交换活动以来，货币就在交换中起着重要的作用。随着人类社会经济和技术水平的发展，货币也经历了不同的发展阶段。从最初充当交换媒介的实物货币，发展到了铸币和银行券—代用货币。20世纪70年代，随着布雷顿森林体系瓦解，美元脱离黄金、黄金非货币化，货币也逐渐从价值实体向完全抽象的价值符号—信用货币进行转变。20世纪末，随着科学技术的发展和经济一体化进程的加快，货币形态演变的速度也在加快，人类社会正经历着从纸币向虚拟货币过渡的重要时期。本文的第一部分首先从货币发展的必然规律展开论述，阐明了货币的产生是商品价值形式演变的必然产物，也是经济发展到一定阶段的必然结果。通过对现有虚拟货币具体形式的认识，对目前虚拟货币的概念提出探讨，并得出广义和狭义两种结论。提出本文的讨论范围基于广义的虚拟货币概念，而发行主体限于非银行机构。第二部分论述了非银行发行的虚拟货币具有货币和信息产品两种属性。第三部分主要研究了非银行发行的虚拟货币在各种盈利性活动中的应用，它对电子商务活动产生了巨大的影响，同时也促发一种新的基于虚拟货币买卖的电子商务形式的出现，热门的网络游戏也因为它而受到更多关注，最新的基于3D平台和web2.0核心的“第二人生”中的虚拟货币林登币更是被承认为现实的财富。第四部分是对基于互联网虚拟社区而设置的货币展开了探讨，新型补充货币的使用将给虚拟社区带来更多的生命力，而虚拟社区也将成为补充货币试验的温床。最后一部分是对非银行发行的虚拟货币的展望和建议。更多还原

【Abstract】 Ever since barter trade appears in humen sociesty, currency began to play an important role during the porcedure. As economy and technology of our society develops, currency have also undergone different developing phases, from initial subtantial currency acting as exchange media to subsidary currency, such as coins and bank notes. Breakdown of the Bretton Woods System in 1970’s led to the United States’ suspension of convertibility from dollars to gold, and currency gradually converted from value substance to a completely abstract value symbol. Then at the end of 20th century, the acceleration of science and technology development and the progression of economic unitization also promoted the acceleration of the change of the currency form. And now, the human society is undergoing a critical transition from paper currency to electronic currency.The present thesis consists of altogether 5 parts. Part 1begins its discussion from the inevitable law of currency development and clarifies that the emergence of currency is inevitable in the process of economic development and the evolution of commodity value form. Through the recognition of the forms of present virtual currency, discussions are made on the definition of present virtual currency and two conclusions (one is in broad sense and another narrow sense) are drawn at the end. Part 2 treats the two properties of non-bank-issued virtual currency--current ability and information product. Part 3 mainly deals with the application of non-bank-issued virtual currency in profitable activities. It has greatly affected e-commerce and meanwhile promoted the emergence of a new form of e-commerce based on virtual currency trade. As a result, hot online games are also paid more attention to. The virtual currency, named Linden Dollar , in the latest online game Second Life, which based on 3D platform and web2.0 core,has even been regarded as substantial fortune. Part 4 treats the virtual currency created for online virtule community. Such new subsidary currency will bring virtual communities more vitality and virtual communities will become the hothouse for carrying out subsidary currency experiments. The last part raises some propects and suggestions to non-bank-issued virtual currency.更多还原