【作者】 薛莉；

【导师】 房东；

【作者基本信息】 厦门大学 ， 国际法学， 2006， 硕士

【摘要】 福费廷是为国际延期付款贸易服务的一种新型融资工具。在福费廷交易中,出口商以无追索权方式将其以票据表示的贸易应收账款转让给福费廷商,福费廷商则提供资金融通并承担收款风险。该业务对于出口商在世界买方市场的环境中降低贸易风险、增强竞争力具有重要意义。本文主要结合国际上福费廷实践和相关法律制度,对福费廷中的基本法律问题进行了分析,目的在于为我国开展福费廷业务和完善我国相关法律提供参考。除去引言和结语,全文共分四章。第一章介绍了福费廷业务的概念、起源和发展,通过对比得出福费廷区别于国际保理、贷款等融资业务的特征,分析了福费廷对各当事人的利弊,说明了福费廷各当事人之间的法律关系。第二章论述了福费廷的法律基础。本章首先通过对福费廷当事人间的权利义务关系、福费廷的运作及职能的分析,确定了福费廷的法律基础在于应收账款转让;然后指出福费廷中的应收账款转让具有特殊性,是采取票据转让形式;继而以国内外票据法为依据,从福费廷对票据的基本要求、票据的可转让性、转让方式、转让效力四个方面论述了福费廷中的票据转让。第三章探析了福费廷的本质特征——无追索权。本章在阐释无追索权的含义的基础上,具体分析了在中外不同法律制度下出口商可以采用的无追索权的实现方式,最后论述了无追索权在效力上的相对性,并进一步分析了出口商为享受无追索权待遇而必须满足的先决条件。第四章分析了福费廷业务中的担保。本章指出了背书担保、独立保函和备用信用证这三种福费廷业务中常用的担保方式各自的优点和不足。对背书担保,分析了相关法律制度对其要式和效力的规定;对独立保函和备用信用证则阐述了两者的共同点和不同点,并评析了我国相关的法律制度。更多还原

【Abstract】 Forfaiting is a new financing tool used in international deferred payment trade. In a forfaiting transaction, the exporter sells trade receivables evidenced by negotiable instruments to the forfaiter on a non-recourse basis, while the forfaiter provides finance to the exporter and undertakes all the risks involved in receivables collection. Forfaiting can greatly facilitate exporters by reducing trade risks and enhancing competitiveness in the buyer-oriented world market. In accordance with the practices and relevant legal systems, this thesis analyzes the main legal problems of forfaiting, in order to present a guide for China to develop such a financing service and improve relevant laws. The thesis divides into four chapters except for Preface and Conclusion.Chapter 1 clarifies the concept of forfaiting, introduces its origin and development, summarizes the features of forfaiting by making comparisons with other financing tools such as factoring and loan, then analyzes the advantages as well as the disadvantages of a forfaiting transaction to its parties, also specifies the legal relationships between the parties.Chapter 2 elucidates the legal basis of forfaiting. Firstly, through an analysis of the rights and obligations between parties involved in forfaiting, together with analyses of the operation and functions of forfaiting, it is ascertained that forfaiting is based on the assignment of trade receivables. Secondly, it is pointed out that the assignment of receivables in forfaiting differs from that commonly used in ordinary transaction, because it takes the form of transfer of negotiable instruments. Finally, pursuant to foreign and Chinese laws regarding negotiable instruments, this chapter expounds the transfer of forfaiting instruments in four aspects, i.e. the basic requirements for instruments, the transferability of instruments, methods to perform the said transfer, and legal effects of the transfer upon the parties of forfaiting.Chapter 3 probes into the non-recourse characteristic of forfaiting. After clarifying the meanings of non-recourse in forfaiting transactions, this chapter conveys the methods which may be adopted by exporters to accomplish non-recourse treatment under different laws, including foreign laws and the corresponding Chinese laws. Then, it expatiates on the relativity of the effects of non-recourse, with a further analysis of the conditions which should be satisfied by the exporter so as to enjoy thenon-recourse treatment.Chapter 4 analyzes the guarantees in forfaiting. It points out the advantages and disadvantages of three guarantee forms widely used in forfaiting, i.e. aval, demand guarantee and standby letter of credit. In respect of aval, it illuminates the requirements for an aval to be valid and the effects of a valid aval on the basis of relevant legal systems. As for demand guarantee and standby letter of credit, this chapter identifies both the common points and the different points between them, and makes comments on relevant Chinese laws.更多还原