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移动电子商务中的安全支付协议研究

Research on Safety Payment in Mobile E-commerce

【作者】 张娟

【导师】 许春香;

【作者基本信息】 西安电子科技大学 , 管理科学与工程, 2006, 硕士

【摘要】 移动电子商务是电子商务的发展方向,有着光明的前景,而移动支付是移动电子商务中最重要的组成部分之一,它是指交易双方通过移动设备进行的商业交易。由于用户通过无线环境进行业务访问,并通过无线网络传输机密数据,因此安全性、私密性、易用性成为了移动支付的最重要的几个问题。目前有许多不同种类的技术能够实现移动支付,本文简单介绍了其中的SMS、STK、WAP和J2ME技术。然后着重分析了两种应用比较广泛的支付协议:SSL和SET,通过分析可以看出这两个协议都是基于非对称密钥的,交易时需要很多复杂的运算,但是无线环境具有存储能力低,处理能力慢,电池容量小等缺点,显然不适应进行多次运算。本文的主要工作就是设计一个使用对称密钥技术实现的支付协议,并对其安全性进行分析,发现其能保证移动支付各参与方的安全性、私密性,并且比SSL、SET减少了很多密码操作的次数,大大提高了移动支付的交易效率。

【Abstract】 Mobile E-commerce has a brilliant future, and mobile payment is one the most important parts of mobile E-commerce. Its definition is that the two parties trade by mobile equipment. As the users have to operate the cellphones and send confidential information vai wireless network, security, confidentiality and easiness of use become the most significant problems in mobile payment.Currently there are many different types of technology that can implement the mobile payment. Firstly this text introduces the SMS、STK、WAP and J2 ME in brief among them, then attempts to analyze two kinds of pay agreement applied more and extensively:the SSL and SET. The analysis suggest that the two agreements based on asymmetrical airtight operate with more complicated agreements, they are all unwell to used for wireless environment because the wireless environment have a saving ability low, handle an ability slow, the battery capacity small etc. characteristics. The emphasis of this paper lies in designing a pay agreement based on symmetry and airtight usage and analyzing it’s the security, the results of the research indicate that it can promise the ambulation pays each security, private that participate a square, compares SSL、SET to reduce a lot of passwords to operate of number of times, and raise to move the bargain efficiency for pay consumedly.

【关键词】 移动电子商务安全支付协议
【Key words】 mobileE-commercesecurity paymentagreement
  • 【分类号】TP393.08
  • 【被引频次】3
  • 【下载频次】705
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