【作者】 赵大勇；

【导师】 王元庆；

【作者基本信息】 哈尔滨工程大学 ， 经济法学， 2006， 硕士

【摘要】 改革开放给中国经济注入了巨大的活力，中国经济持续、稳定、快速发展，综合国力显著增强。但随着中国加入世界贸易组织后，在地缘经济的界限日益模糊和资本全球性流动的今天，中国也像世界上其它国家和地区一样，面临着不可避免的来自境内外日益猖獗的洗钱犯罪的挑战。银行业作为社会资金流动的枢纽，极易被犯罪分子利用作为洗钱的渠道。本文拟从洗钱问题的理论入手，逐一探讨其形成的历史根源和现实原因，并通过中西方比较，结合我国的实际情况提出在我国银行业支付交易中反洗钱法律制度的研究与对策。同时本文将立足我国洗钱活动特点和银行业反洗钱工作现状，以了解客户制度、可疑支付交易的识别与报告等金融机构法律制度为主线，紧密结合银行支付交易实务，阐述银行业在支付交易中反洗钱的手段和措施。从而说明，银行业在反洗钱工作中不可替代的作用。本文由绪论、洗钱与反洗钱概述、我国银行业的反洗钱立法现状分析、完善我国金融法律机制及相应对策等四部分组成。更多还原

【Abstract】 The policy of reform and open-up has brought enormous vigor into China’s economy. It develops in a continuous, stable, and harmonious way. The overall national power is notably strengthened. However, after entering the WTO, with the increasing faintness of geo-economics and global flowing of the capital, China, like other countries and regions is facing the unavoidable, rampant challenge of money laundering of both overseas and domestic. Bank, as the social pivot of fund flowing, is extremely possible to be used as a channel for money laundering. Beginning with the theory of money laundering, this thesis will explain its historical origins and practical reasons. By the means of comparing of the theories in Eastern and Western countries, and basing on the current situation of our country, the author brings forward the research and the coordinate strategies of the legal system of against money laundering in the payments in our country. With the clue of the systematic financial laws, such as Knowing Your Customer, Recognition and Report of Suspicious Transaction and etc., this thesis is focusing on the characteristic of activity of money laundering and current work of against money laundering carried out by the banks. Closely related with the practice of banking payments, the author will try to explain the ways and measures adopted by the banks to against money laundering. The thesis covers four chapters: the first chapter is the introduction of the thesis. second illustrates the concept of money laundering; third, the current situation of anti-money laundering in the banking is discussed; chapter four is about the legislation improvement of money launder of financing in our country and the corresponding strategies.更多还原