【作者】 刘建；

【导师】 李金泽；

【作者基本信息】 湖南大学 ， 经济法学， 2006， 硕士

【摘要】 东道国对外资银行的市场准入监管主要是指东道国为了维护本国银行业的安全与稳定,从法律上对外资银行的准入申请进行审批,对外资银行的经营资格、经营能力进行审查或确认,以决定是否允许其进入本国金融市场。东道国对外资银行的市场准入监管是对外资银行监管的一个重要方面,有“第一道防火墙”之称。对外资银行的市场准入监管可以起到阻止那些实力较弱、信誉较差,不符合本国经济发展需要的金融机构进入国门的作用。所以在金融自由化和金融国际化飞速发展的今天,在市场准入原则日趋宽松的同时,具体准入条件和标准却更加严格,更加趋于完善,以做到在开放金融市场的同时,又能更好地保持金融市场的稳定和繁荣发展。由于银行监管越来越趋于国际化,所以首先对两个国际性银行监管组织(世界贸易组织和巴塞尔银行委员会)的外资银行市场准入监管规则进行了详细的介绍和深刻的探讨,展示出国际性银行监管组织对外资银行市场准入监管规则方面的最新动态和发展趋势。其次详细比较了当今主要国家在外资银行市场准入监管方面的实践,在这里,不仅详细介绍了金融市场完善的发达国家的做法,还介绍了跟我国一样金融市场比较封闭,正在处于不断改革和开放过程中的发展中国家的实践。再次,还对东道国与母国对外资银行市场准入合作监管方面进行了一些创新性的探讨,以求更加深刻地在东道国与母国对外资银行市场准入监管合作-这一目前外资银行监管领域最重要、最需要予以完善的方面作出一些创新性的研究。最后,就我国在近几年对外资银行市场准入监管的实践过程中出现的一些问题进行了介绍,针对这些问题,在借鉴了国际性银行监管组织的先进理念和金融市场发达国家的一些先进技术基础上,结合我国国情,提出了一些切实可行的完善我国外资银行市场准入监管措施的建议。更多还原

【Abstract】 Host supervision means that, for the admission of foreign bank to domestic financial market, host country gives the legal examination and approval to the application for its entry by confirming its qualification and capacity. So as to maintain the security and stability of domestic banking. Known as the first firewall, the supervision to access of foreign bank is the vital part of supervision to foreign bank by keeping out some banks which one incompetent, with bad-credit and inappropriate for the national economic development. So with the fast development of financial liberation and internationalization, host country is loosening the market access principles while it is giving string enter requirement to the entry, for keeping the opening financial market with stable and prosperous development.The first part of the article gives the detail introduction and does the deep exploration of the two international organizations of banking supervision: WTO and The Basel system, and show the latest trends of relative rules on supervision to market access of foreign bank. In the second part, companion is made among the practice in some countries, including the practice in some developing countries with the similar closed financial market with China, in the process of reforming and opening, as well as in some developed countries. The third part does the creative study on the cooperation between host and home countries, which is badly needed issue, on the analyses of it. The last part points out some problems of supervision to market access of foreign bank in China, and gives the resolution to them, by taking advantage of the advanced ideas and technologies in the world.更多还原