【作者】 宋琳；

【导师】 施丹；

【作者基本信息】 对外经济贸易大学 ， 金融学， 2006， 硕士

【摘要】 本文重点介绍了不良资产证券化和信贷资产证券化。首先从不良资产的界定入手,分析了我国商业银行不良资产状况及其形成原因,把不良资产证券化与其他处置不良资产的方法相比较,结合我国目前已经具备了实施不良资产证券化的基本条件,得出我国可以实行不良资产证券化的结论。接着介绍了不良资产证券化的核心原理、基本原理、必要性和可行性。最后重点介绍了国家开发银行实行不良资产证券化—信贷资产证券化的情况,并对我国银行实行不良资产证券化提出建议。 中图分类号:F8更多还原

【Abstract】 The paper mainly talks about non-performing assets backed securitization and credit assets securitization, starts with the definition of non-performing loans, analyzes the situation and causes of the non-performing assets in china’s commercial bank, compares non-performing loans securitization with many other commonly used methods, combines the basic conditions that has already exists ,then comes to the conclusion that non-performing assets securitization can be carried out in China. Next it mainly revolves around the conception of non-performing assets securitization and its basic principle and core ideas. Finally it mainly talks about the practice of credit assets securitization in China Development Bank and makes suggestions about carrying out non-performing assets securitization among banks in China.更多还原