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我国建设工程保险中介发展对策研究

Studies on the Development of Engineering Insurance Intermediary in China

【作者】 孙斌

【导师】 黄如宝;

【作者基本信息】 同济大学 , 建设管理, 2006, 硕士

【摘要】 由于我国工程保险市场尚不完善等诸多原因,工程保险中介的重要作用未能充分体现出来。因此,希望本文的研究成果能够对进一步推进我国工程保险中介市场的发展有所帮助,同时促进我国工程保险市场的完善和发展。 本文主要运用理论研究辅以实际调研的研究方法对工程保险中介进行研究。首先在第二、三、章对工程保险、中介理论和工程保险中介进行了理论性的研究,并从交易费用理论的角度分析了工程保险中介存在的意义和条件;然后在第四章研究了关于中介现状情况的内容,并提出了一些战略发展的建议,例如,代理人和经纪人应该成为工程保险展业的中心,而公估人应该成为工程保险理赔的核心;在第五章研究了有关中介发展的实务运作内容,讨论了一些如何具体发展工程保险中介机构的措施和建议,例如在中介的业务流程、工作内容、权利和义务、考核标准等方面的研究;最后,在第六章研究了对工程保险中介的监管问题,提出应该从宏观政府、中观行业、微观企业三个层面对中介机构进行有效监管,以保证中介市场的健康发展。 本文在几个方面进行了一定的研究:一是在前人提出发展中介是完善我国工程保险市场的重要手段之一的基础上,进一步对如何发展建设工程中介进行了具体研究,归纳和总结了发展中介战略和战术上的实施措施,以及保障发展措施的监管机制等内容;二是提出了代理人和经纪人应该成为建设工程保险的展业中心,以及公估人应该成为建设工程保险的理赔中心等观点。

【Abstract】 Owe to a good many of causes, such as the faultiness of the market of engineering insurance in China, the effect of engineering insurance intermediary is not prominent. Therefore, the author hopes that the research will be helpful to develop the engineering insurance intermediary market in China, meanwhile accelerate the consummation and development of the market of engineering insurance in China.The paper mainly research by the way of theoretic and practical research. Firstly, the paper focuses on the description of conception of engineering insurance、 the theory of intermediary and engineering insurance intermediary, in the chapter of 2-3. and it analyses the significance and necessaries of the existence of engineering insurance intermediary in the point of view of information economics and the theory of exchange charge. Secondly, the paper introduces that content about the engineering insurance agent、engineering insurance broker and engineering insurance (public) loss adjuster. The content mainly includes that the condition of engineering insurance intermediary in foreign country, the causes of shortage of engineering insurance intermediary in China and the development method of engineering insurance intermediary, and advance the suggestion of tactic development, in the chapter of 4. Thirdly, in the chapter of 5, it researches the content how to develop engineering insurance intermediary in the fact. For example, the research about the work flow, etc. Lastly, in the chapter of 6, it introduces the problem of supervision to intermediary and advance the viewpoint should supervise the intermediary in three level.The paper brings forth some new ideas: one is the research about how to develop the intermediary specifically;the other is the view that agency and broker are the center of distribution, and adjuster should be the center of compensation.

  • 【网络出版投稿人】 同济大学
  • 【网络出版年期】2006年 08期
  • 【分类号】F842.6
  • 【被引频次】4
  • 【下载频次】365
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