【作者】 董慧丽；

【导师】 丁建定；

【作者基本信息】 华中科技大学 ， 社会保障， 2005， 硕士

【摘要】 文章以我国正处于经济转型期为背景,首先从个人与国家责权关系演变的角度,对西方和我国养老保险制度产生、发展、改革历程和建制理念进行了阐述,在综合分析西方国家养老保险制度由选择性到全民普遍性的发展历程和背景的基础上, 结合我国转型期经济社会发展现状和现行养老保险制度存在的不足,论证了经济转型期我国养老保险制度选择多元化的必然性,并在分析不同类型劳动者养老保险需求的基础上,进一步具体提出了三类劳动者养老保险制度建构的设想。全文共分五大部分: 第一部分是导论部分,主要是对全文论述的主要内容进行背景分析,为后文的写作做理论铺垫。第二部分是关于养老保险制度发展和改革以及理念演进的论述。通过对西方和我国养老保险发展不同阶段国家责任和个人责任的演变,公平与效率理念的演变来阐明,在养老保险制度的建构中必须考虑和正确划分国家责任与个人责任,必须正确处理公平与效率问题。第三部分主要论述了我国经济转型期养老保险制度选择多元化的必然性。通过对西方国家养老保险制度从选择性到全民性的发展历程和背景分析,对我国经济转型期经济社会发展状况分析,结合我国目前养老保险制度存在的一些问题,得出我国在经济转型期选择养老保险制度多元化这一必然结论。第四部分着重于经济转型期我国养老保险制度多元化的建构。根据劳动者从业性质不同,将全体劳动者划分为正规就业人员、非正规就业人员和农民三类,在分析不同类型从业人员养老保险需求的基础上,分别提出有针对性地建构设想。最后,文章提出了研究的主要结论和不足。更多还原

【Abstract】 Since our country is being in the period of economic transformation, the essay first expatiates on the evolution process of pension insurance system from the angle of the changing relationship between individual and governmental responsibility, and pension insurance idea in the West and our country. Then, with the analysis of western pension insurance system transferring from a “special”pattern only for industrial laborers to a “general”pattern for the whole society, as well as of today our country’s economic and social situation and the shortages of the running practice of pension insurance system, it comes to a conclusion that it is essential to diversify the pension insurance system during the time of the economic transformation. Finally, on the basis of the survey of different needs on pension insurance from the different laborers, it brings forward three different imaginations of the construction of the pension insurance system. The whole essay covers five parts: The first part is the summary of the whole essay, and it prepares for the successive writing. The second part expatiates on the development, the reformation and the idea of pension insurance system. Through discussing the changes of the individual and governmental responsibility, the concept of equity and efficiency in the different developing periods of pension insurance system in the West and our country, the essay points out that it is essential to consider how to partition the responsibility of the individual and government properly and how to measure the weight between the equity and efficiency in the construction of pension insurance system. The third part analyses the inevitability of pension insurance diversification during the economic transformation period in China. Through the analysis of western pension insurance system transferring from a “special”pattern only for industrial laborers to a “general”pattern for the whole society, as well as of today our country’s economic and social situation and the shortage of the running practice of pension insurance system, it comes to a conclusion that it is essential to diversify pension insurance system during the time of the economic transformation.. The fourth part attaches the high importance on the construction of the diversification of pension insurance system. According to laborers on various occupations, the essay partitions them into three types: formal employees, informal employees and farmers. Through the analysis of the different demands on pension insurance of different laborers, the essay put forward some constructive imagination separately. Finally, the essay points out the main conclusion and some shortages of the research.更多还原