【作者】 杨波；

【导师】 刘用明；

【作者基本信息】 四川大学 ， 金融学， 2005， 硕士

【摘要】 目前,中小商业银行陷入一个十分尴尬的境地:论资产规模、论网点机构不及四大国有商业银行;论服务水平、论经济效益又只能望外资银行兴叹。它们的劣势实实在在地摆在了面前。如何提升中小商业银行的竞争力已成为国内学术界和银行界关注的焦点。本论文希望通过对中小商业银行的内涵的界定,通过对中小商业银行竞争力的形成机理、构成模式以及评价指标体系的分析深化中小商业银行竞争力研究;通过分析中小商业银行竞争力如何形成、怎样评价、现实状况、如何提升等问题,为正确认识中小商业银行的竞争力及其提升提供一个实用分析框架,为提升中小商业银行的竞争力提供操作建议。更多还原

【Abstract】 Currently small and middle commercial banks are in a plight:in scale and network they are inferior to the big four stated-owned banks;in services level and beneficial results they fail to reach foreign-owned banks.Their disadvantageous position is remarkable.How to improve their competiveness already become the focus of domestic academic circles and banking circles.This thesis aims to deepen the competiveness study by defining small and middle commercial banks ,analyzing competiveness forming mechanism,constitutional model and appraisal index system,provide a pragmatic frame on how to correctly recognize small and middle banks competiveness by analyzing the problems of how competiveness formed,how to evaluate,current condition and how to improve,thus give out some operational advices on how to improve small and middle commercial banks competiveness.更多还原