【作者】 谢璐遥；

【导师】 陈婉玲；

【作者基本信息】 华侨大学 ， 经济法学， 2004， 硕士

【摘要】 世界经济的发展已经由传统经济进入到现代金融经济的时代，尤其是我国加入WTO后金融业既面临着机遇又面临着挑战。一方面是我国国内金融服务市场将逐渐提高对外开放程度，在吸引外资的同时还可以获得更多发展的机会和空间，另一方面是外资银行的大量进入对我国的金融业竞争格局、市场秩序甚至金融安全将产生重大影响。因此，完善我国落后的外资银行监管立法已经刻不容缓。 本文运用了理论研究、实证研究和比较研究相结合的方法分析了我国外资银行监管立法的若干问题。全文共分四章。 第一章是外资银行监管概述。简要介绍了外资银行概念、产生发展、监管的必要性和内容，并分析了目前国际上通行的四种监管原则：保护主义原则、对等互惠原则、最惠国待遇原则和国民待遇原则。整章作为全文的铺垫。 第二章是各国外资银行监管立法例。本章从立法取向、市场准入制度、具体业务监管三个不同角度对美国、英国、加拿大、德国、韩国等不同类型的国家，在外资银行监管的立法实践方面加以比较。 第三章是我国外资银行监管立法。从外资银行在我国的发展、外资银行监管立法在我国的发展两个方面，结合WTO及巴塞尔委员会对我国外资银行监管的要求，提出对我国外资银行监管立法的评价。 第四章是我国外资银行监管立法的完善。该章综合前述观点提出完善我国外资银行监管立法的若干建议，内容包括立法原则、外资银行监管法律体系、外资银行监管主体，外资银行市场准入与退出制度、外资银行经营活动及监管的国际合作。 最后总结指出中国银行业要实现国际化，银行监管立法就必须具有国际眼光。更多还原

【Abstract】 The world economy has turned from traditional economic times into financial economic times, especially since our country became one member of WTO, our financing faced both chances and challengers. On the one side, our financing market will enhanced its open extent to absorb more foreign capital, gain more chances and room to develop itself. On the other side, with more and more Foreign-capital Banks coming into our country, our situation of financial competition, even the financial safety will be deeply affected. Therefore to improve our country’s laggard legislation of Foreign-capital Banks supervision is very imperious.This thesis do the research by using the methods of theoretic analysis, case analysis and comparative analysis. There are altogether four chapters in this thesis.Chapter One tells us the definition, the history of Foreign-capital Banks, and the necessity and contents of supervise them. Then do some analysis of the four supervision principles in the world, they are Protectionism, Reciprocity,Most-Favoured-Treatment, National -Treatme nt. These are the basis of this thesis.Chapter Two from the angles of the tendency of legislation, market access system, basic business, to do the comparing of the countries of America, England, Germany, Canada, South Korea, etc.Chapter Three from the angles of the development of our country’s Foreign-capital Banks and the legislation of our country’s Foreign-capital Banks supervision, with the requirement of WTO, bring out the evaluation of our country’s legislation of our country’s Foreign-capital Banks supervision.Chapter Four bring out several suggestions of how to improve the legislation of our country’s Foreign-capital Banks supervision, they are legislation principles, supervision law system, governing body, market access system and market quit system, basic business and international cooperation of supervision.At the end draw a conclusion that if our country’s financing want to become internationalization, the legislation of the bank supervision will have an eye on the world.更多还原