我国财富积累中的资产管理

【作者】 马瑾；

【导师】 王维安；

【作者基本信息】 浙江大学 ， 金融学， 2002， 硕士

【摘要】 资产管理是指委托人将自己的资产交给受托人，由受托人对其资产进行专业管理的资产运作方式。目前在我国社会与个人财富迅速积累的条件下，发展资产管理的必要性十分突出，意义也很深远。我国资产管理业务现阶段的中介机构包括基金管理公司、证券公司和各类理财机构等，已有一定发展规模，但也存在不少问题。而国外的资产管理发展已相当成熟，不仅各类机构竞相参与，而且规模也十分庞大。在对国外资产管理的主要形式——基金管理业务和理财顾问业务的介绍中，本文主要分析了其类别、方式、特点、投资品种、投资策略、收益情况以及监管和风险防范措施等。借鉴国外资产管理经验，作者探讨了关于如何发展我国资产管理业的对策问题，对我国资产管理业务、资产管理主体、资产管理投资工具的发展模式作了设想，并对我国未来资产管理的发展方向进行了展望。更多还原

【Abstract】 This thesis mainly studies the prospect of the development of asset managing in China. Now in China both social wealth and personal fortune are tremendously accumulating. Under this circumstance the necessity of developing asset management is self-evident as well as far-reaching. At present, financial setups like fund management companies, security investment companies, and trust companies have been engaged in handling this business on a fairly large scale. Still, problems remain existing. As asset management industry in Western countries has reached a quite mature stage, the author, by analyzing its major classification, its way of operation, its specific characteristics, its investing strategies, its gains and risks, and the relevant governmental supervision, tries to design the modes of developing this business and explore the orientation of it.更多还原