【作者】 袁建辉；

【导师】 肖冬荣；

【作者基本信息】 南京气象学院 ， 系统分析与集成， 2003， 硕士

【摘要】 企业信用是一个企业在经营过程中的诚信和信誉程度的综合性反映。它体现该企业在经营活动中的特征、经营方式、信誉状况、信贷能力和在市场中的公众形象。了解一个企业的信用状况有利于防止信用的过度扩张和膨胀。从更深一层的意义看，它有利于规范企业的市场经济行为，增大经营透明度，从而有效防范经济欺诈犯罪活动。特别是我国已经加入WTO，良好的信用评价将使科技企业融资渠道通畅，提高资本市场运行效率，有利于形成完善信用市场体系，增强我国企业的综合竞争能力。当然，我国在现代企业资信评价方面研究起步较晚，而且目前对企业资信的研究主要集中于银行以及一些信用评估机构，这些研究分散而不够系统。国内在企业信用评价体系的系统研究方面以及企业信用评级管理体制研究方面基本上还是一个空白。如何形成诚信市场机制，引导国民经济良好健康运转，完善信用评价体系，探索信用评价科学方法是很关键的问题。 本文运用系统科学观点，采取最新最具适应价值的模糊数学理论与数理统计学方法，量化并综合分析科技企业行为变量，形成具有合理权重，能科学反映科技企业特点和实际水平的信用评级指标体系，并进行实证与结果分析。更多还原

【Abstract】 Enterprise credit is a integrate reflection for faith and reputation during the management process of a corporation. It include the character, model of management, reputation status, credit ability and the reputation among the public. Full comprehension of an enterprise credit is more facile to prevent the excessive expansion and dilation of credit. In the more significance hand, it will regulate the action of corporations in the market economy and increase the transparence of their management. So, it will resist the economy cheating in the end. Not long time ago, China has join the WTO, a better credit evaluation will give a corporation a better financial channel and more effective management. In the result, a more perfect credit market system will be formed. Through this way, Chinese enterprises will improve their competition ability in the world. However, the research of the enterprise credit system for the modern corporations began very late in China. The research concentration was mostly on the banks and some organizations of credit evaluation. Such research were discrete, not integration. In China, it is still a vacuity on the research of credit rating system. In the research field of how to form a mechanism of credit market, how to lead the nation economy into a better and healthy circulation, how to improve the evaluation system ,the credit evaluation theory is the key.In this paper, it adopted the latest and most valuable fuzzy theory and mathematics statistics in the analysis and quantity for the behavior variants of the corporations. It forms a reasonable weight, reflects the character and real status of the credit rating system and conclude the certification and analysis result.更多还原