【作者】 肖德云；

【导师】 王恕立；

【作者基本信息】 武汉理工大学 ， 国际贸易学， 2002， 硕士

【摘要】 经济全球化、金融自由化成为不可逆转的趋势。西方发达国家逐步放松金融监管。银行并购浪潮一浪高过一浪，对世界经济产生深刻的影响。“山雨欲来风满楼”，我国加入WTO之后，我国银行业是否善于迎接入世的挑战关系到我国整个经济的安全运行。银行并购对于优化金融资源配置，加快我国金融商场与国际金融市采用场接轨，促进我国经济增长意义深远。本文运用经济学的基本原理，定量分析和定性分析、静态分析和动态分析相结合对银行并购发展趋势和相关的理论进行了分析。银行并购对我国银行业来说是一个全新的领域，必须借鉴西方发达国家成功的银行并购经验和理论，本文在此作了一些尝试，并相应提出了我国银行业并购的对策。 论文的结构思路为：第一部分论述银行并购的背景及金融业发展趋势；第二部分研究银行并购的动因理论；第三部分研究银行并购的技术经济学分析；第四部分研究银行并购的风险及其控制；第五部分探讨我国银行并购的对策。 银行并购仅仅停留在理论研究是远远不够的。银行企业要根据国内外经营环境的变化，结合银行自身的发展战略，不断提高自身员工的素质，提高银行自身对于银行并购理论研究水平，不断实践，探索我国的银行并购的现实路径，并不断总结实践的经验，发展我国的银行并购理论。只有这样才能为我国的金融业发展提供有力的动力支持。更多还原

【Abstract】 Economy globalization and finance liberalization becomes irreversible trend. Western countries loosen finance supervision step by step. The tide of M&A of bank is higher than that happened before, which exercises profound influence over world economy. Just as Chinese old saying, wind comes first to the house before storm, After our China entering into WTO, whether our banking is adept in meeting the challenge has bearing on operating safely of our whole national economy. M & A is of far-reaching significance to optimize resources allocation and to speed the course of our finance market adapting to international finance market and to promote our economy increasing. The thesis analyses the trend and theory of M & A of bank by using the basic economics principles and integrating quantitative analysis with qualitative analysis, static analysis with dynamic analysis. M & A of bank is a new area for our china banking, for our banking lacking experiences and theories of M & A of bank. The thesis carries some attempts and puts forwards corresponding tactics for our banking.The structure of the thesis is as follows, the first part discusses the background of Merger &Acquisition of bank and development trend of finance. The second part researches theory analysis of reason of M & A of bank. The third part researches technology economics analysis of M & A of bank. The fourth part researches the risk and risk controlling of M& A of bank. The fifth part puts forwards the tactics of M& A of bank for our banking.It is not enough that our research of M&A of bank just lingers on the stage of theory research. Enterprise of bank should integrate its own development strategy with concrete operation environment at home and oversea to raise level of theory research. It should raise the quality of employees and practise to develop our theory of M&A of bank, then prictise continually to explore the realization method of our M&A of bank. Only by these , theory research of M&A of bank can offer power support for the development of our finance.更多还原