【作者】 谢安；

【导师】 陈和钧；

【作者基本信息】 湖南农业大学 ， 农业经济管理， 2001， 硕士

【摘要】 新中国的农村信用合作社是我国农村合作金融的主要组织形式，它是新中国成立初期适应农业合作化的需要而诞生、成长、壮大起来的。然而，农村信用合作社在支持我国农业和农村经济快速发展的同时，自身也积累和面临着许多亟待解决的问题。 本文主要运用西方新制度经济学的相关理论，重点分析了1949～1999年这半个世纪的我国农村信用合作社的制度变迁，并发现了其问题产生的根源。同时，本文还指出了因为有一系列因素的约束，农村信用合作社的改革必须与整个社会的改革进程相适应。近期农村信用合作社的改革只能是一种改良，而不可能完全达到理想中的目标。更多还原

【Abstract】 The Rural Credit Cooperative of New China is a main organization form in our country’s rural finance. Adapting for the need of agricultural cooperative movement , Rural Credit Cooperatives came into being and grew up and strengthened at the beginning of New China’s foundation. However, when they supported the fast development of our country’s agriculture and rural economy,many problems accumulated and faced Rural Credit Cooperatives. They need to be settled as soon as we can.The author mainly uses some theory of the New Institutional Economics and analyses the institution’s transformation of Rural Credit Cooperatives from 1949 to 1999. Moreover, the author finds the source of these problems. At the same time, the author also points out because there are so many restrictive factors, the reformation of Rural Credit Cooperatives must adapt for the whole society’ s reformation . In the near future, the reformation of Rural Credit Cooperatives can only be an improvement. It is not able to reach our ideal goal completely.Xie An (Agricultural Economy Management) Directed by Prof. Chen Hejun更多还原