【摘要】 “带封过户”作为地方法院在执行实践中探索形成的一项制度性安排，近年来已在全国部分法院执行工作中得到推广与应用。“带封过户”执行模式是对司法拍卖模式的替代性突破，充分体现了对被执行人处置查封财产意愿的尊重。该模式通过整合多元主体职能，优化执行资源配置与协同运行机制，提升了执行效率与资源利用效能。“带封过户”的理论基础为查封相对效力与查封优先效力，前者为债务人自行处分查封财产提供理论依据，后者为查封债权人就处分价款优先受偿提供理论支撑。为拓展“带封过户”的融资功能，可将其适用范围进一步延伸至“带封抵押”情形。为提高执行效率、减轻法院负担，可考虑赋予债务人对查封不动产的处分权，但需适当限制该处分权。当前“带封过户”执行模式下厘清不同债权主体的清偿顺位是推动“带封过户”制度深化与广泛适用的关键所在。更多还原

【Abstract】 The "Seizure Transfer of Ownership"(STO) is an institutional arrangement explored and developed by local courts in enforcement practice, which in recent years has been promoted and applied within the enforcement work of certain courts across the country. The STO model represents a breakthrough alternative to the traditional judicial auction, demonstrating respect for the debtor’s autonomy in disposing of seized property during enforcement procedures. This model improves enforcement efficiency and resource utilization by coordinating multiple stakeholders, optimizing resource allocation, and enhancing collaborative operational mechanisms.The theoretical foundation of the STO model lies in the relative effect of seizure and the priority effect of seizure. The former provides the legal basis for the debtor to independently dispose of seized property, while the latter ensures that proceeds from the disposal are used first to satisfy the claims of seizure creditors.In terms of applicability, to expand the financing function of the STO, it is necessary to extend its application to scenarios involving "Seizure Mortgages".At the same time, to further improve enforcement efficiency and reduce the court’s workload, consideration can be given to allowing debtors to freely dispose of seized real estate, while maintaining appropriate restrictions to protect creditor interests.Currently, the repayment order among different creditors under the STO enforcement model remains unclear. Clarifying the priority of repayment among creditors is essential to promoting the further development and widespread implementation of the "Seizure Transfer of Ownership" system.更多还原