【摘要】 通过文献分析和案例研究，系统探讨数字普惠金融赋能乡村产业振兴的实现路径。数字普惠金融作为推动乡村产业振兴的重要工具，具有突破产业融资瓶颈、激活产业要素配置和推动产业业态创新的显著价值。然而，在实践过程中，乡村地区仍面临基础设施“数字鸿沟”、主体能力“适配不够”、产品服务“供需失衡”以及风险防控“体系薄弱”等现实困境。亟需相关部门构建“硬基建+软保障”数字支持体系，提升主体数字技能与产业认知，创新“精准化+场景化”金融产品，完善多方联动的风险防控机制等多重策略，从而促进数字普惠金融与乡村产业深度融合，助力农业经济高质量发展，从而推进乡村全面振兴。更多还原

【Abstract】 This study systematically explores the implementation path of digital inclusive finance empowering rural industrial revitalization through literature analysis and case studies. Digital inclusive finance, as an important tool for promoting rural industrial revitalization, has significant value in breaking through the constraints of industrial financing, activating industrial factor allocation, and promoting industrial format innovation. However, in the practical process, rural areas still face practical difficulties such as the "digital divide" in infrastructure, inadequate adaptation of subject capacity, "supply-demand imbalance" in product and service, and "weak risk prevention and control system". It is urgent for relevant departments to establish a "hard infrastructure +soft security" digital support system, enhance the digital skills and industry awareness of the main body, innovate "precision +scenario based" financial products,improve multi-party linkage risk prevention and control mechanisms and other multiple strategies, in order to promote the deep integration of digital inclusive finance and rural industries, and help promote the highquality development and comprehensive revitalization of rural economy.更多还原