【摘要】 发展银发经济是积极应对人口老龄化的重要举措之一，开发老年人在社会参与领域的消费与生产潜力为发展银发经济开辟了新的途径。从老年人参与社会活动的角度来看，银发经济正面临前所未有的发展机遇。这些机遇包括老年人就业为银发经济发展注入新动力，老年志愿者成为养老服务领域的重要补充力量，老年教育发展促进银发经济的活力增长，老年人口素质提升推动消费需求升级，以及新兴科技引领老年人参与形式变革。然而，机遇背后也伴随着挑战。因此，为进一步推进老年人全面参与社会经济发展，必须全面贯彻系统观念，处理好经济和社会、政府和市场、效率和公平、活力和秩序、家庭和个体、主体和客体这六个重要关系，真正推动老年人社会参与的发展与改革，实现银发经济的高质量发展。更多还原

【Abstract】 Developing the “silver economy” is one of the important measures to actively response to the population aging. Exploring the consumption and production potential of the elderly in the field of social participation opens up new avenues for the development of the “silver economy”. From the perspective of the social participation, the “silver economy” is facing unprecedented opportunities for development. These opportunities include the employment of the elderly population adding new momentum to the development of the “silver economy”, older volunteers becoming an important supplementary force in the field of elderly care services, the development of elderly education promoting the growth of the “silver economy’s” vitality, the improvement of the elderly population’s quality driving the upgrading of consumption demand, and emerging technologies leading the transformation of the forms of elderly participation. However, challenges also accompany these opportunities. Therefore, to further promote the comprehensive participation of the elderly in social and economic development, we must fully implement a systemic approach, and properly handle the six important relationships, including economy and society, government and market, efficiency and fairness, vitality and order, family and individual, and subject and object., to promote the development and reform of the social participation of older adults, and achieve high-quality development of the silver economy.更多还原