【摘要】 新型农业经营主体作为农业现代化建设的微观基础，以金融力量促进其培育壮大是金融支持乡村振兴的应有之义。本文基于村镇银行、农村资金互助社和贷款公司三类新型农村金融机构设立的准实验，利用2000—2022年县域数据考察新型农村金融机构设立对新型农业经营主体创立的影响。研究发现，新型农村金融机构能够通过“比较优势”与“竞争效应”提升所在地区新型农业经营主体的成立数量，并提高其创立过程中的劳动力、生产技术与自有资金水平。这一正向影响在牧区、南方地区以及脱贫县、市场化程度较高地区表现得更为强烈。此外，金融监管强度在新型农村金融机构影响新型农业经营主体创立上存在“倒U”型的调节效应。本研究为如何优化农村金融服务体系、发挥金融机构的比较优势以更好地支持乡村振兴提供了微观证据。更多还原

【Abstract】 As the micro foundation of modern agricultural construction, the new agricultural business entities should be cultivated and strengthened by finance, which is the proper meaning of financial support for rural revitalization.Based on the quasi-experiment of batch establishment of three types of new rural financial institutions, namely village and township banks, rural mutual funds and loan companies, this paper investigates the influence of the establishment of new-type rural financial institutions on the entrepreneurship of new agricultural business entities by using the rural data of counties from 2000 to 2022.It is found that the establishment of new-type rural financial institutions has increased the number of new agricultural business entities in the region through “comparative advantages” and “competitive effect”,and improved the level of labors, the production technology and the level of self-owned capital in the entrepreneurship process.This positive impact is more intense in pastoral areas, southern areas, poor counties and areas with a higher degree of marketization.In addition, it is found that the intensity of financial regulation has an “inverted U” moderating effect on the influence of new-type rural financial institutions on the entrepreneurship of new agricultural business entities.This study provides micro evidence for how to optimize rural financial system and give full play to the comparative advantages of financial institutions to better support rural revitalization.更多还原