【摘要】 在数字经济蓬勃发展的大背景下，数字普惠金融依托大数据、人工智能等数字技术，打破地域限制扩大覆盖范围，借助线上化流程提升服务效率等特点，正深刻转变着各行业发展格局。物流行业作为国民经济的重要基础产业，其新质生产力的培育与提升，是推动行业从传统运输向智慧物流转型升级、提高整体经济运行效率的关键。文章集中探讨数字普惠金融对物流企业新质生产力的影响，深入分析数字普惠金融对物流企业新质生产力的作用机制，并结合物流企业实际痛点提出优化策略，以期为物流业高质量发展提供理论参考与实践路径。更多还原

【Abstract】 Against the backdrop of the vigorous development of the digital economy, digital inclusive finance, by relying on digital technologies such as big data and artificial intelligence, breaking geographical limitations to achieve wide coverage, and improving service efficiency through online processes, is profoundly changing the development pattern of various industries. As an important foundational industry of the national economy, the cultivation and enhancement of new-quality productive forces in the logistics industry is the key to promoting the industry’s transformation and upgrading from traditional transportation to smart logistics and improving the overall efficiency of economic operations. This article focuses on exploring the impact of digital inclusive finance on the new-quality productive forces of logistics enterprises, conducts an in-depth analysis of the mechanism of digital inclusive finance on the new-quality productive forces of logistics enterprises, and finally, combined with the actual pain points of logistics enterprises, proposes optimization strategies, aiming to provide theoretical reference and practical paths for the high-quality development of the logistics industry.更多还原