【摘要】 信息不对称是引发农村信贷约束的关键成因。农业供应链金融作为一种创新的农村金融服务模式能够降低信息不对称，对缓解农户信贷约束具有重要意义。研究从信息不对称的理论视角出发，探讨了农业供应链金融缓解农户信贷约束的作用机制。并以吉林省12个县市区1194户农户为研究样本，选择多值Logit模型，检验农业供应链金融对农户信贷约束的缓解作用。研究发现：(1)农业供应链金融能缓解供给型农户信贷约束和需求型农户信贷约束；(2)信息不对称在农业供应链金融缓解农户信贷约束过程中起到部分中介效应。基于研究结论提出了促进农业供应链金融缓解信贷约束的政策启示，推动农村征信体系和农业大数据平台的搭建，优化农业供应链金融的发展环境，完善农户与农业供应链金融参与主体间的联结机制。更多还原

【Abstract】 Information asymmetry is a key cause of rural credit constraints.As an innovative rural financial service model,agricultural supply chain finance can reduce information asymmetry,which is significant in alleviating farmers’ credit constraints.From the theoretical perspective of information asymmetry,the study explores the mechanism of agricultural supply chain finance to alleviate the credit constraints of rural households.It also takes 1194 farm households in 12 counties and urban areas of Jilin Province as research samples and selects a multi-valued Logit model to test the role of agricultural supply chain finance in alleviating the credit constraints of farm households.The study found that (1) agricultural supply chain finance can alleviate supply-type farmers’ credit constraints and demand-type farmers’ credit constraints;(2) information asymmetry plays a partial mediating effect in the process of alleviating farmers’ credit constraints by agricultural supply chain finance.Based on the conclusions of the study,policy insights are proposed to promote agricultural supply chain finance to alleviate credit constraints,to promote the construction of rural credit system and agricultural big data platform,to optimize the development environment of agricultural supply chain finance,and to improve the linkage mechanism between farmers and the main actors involved in agricultural supply chain finance.更多还原