【摘要】 在全球环境问题日益严峻的背景下，研究绿色金融与低碳经济发展之间的协调程度，实现经济的低碳转型已成为重要议题。以长三角地区2012—2022年的样本数据为基础，构建绿色金融和低碳经济的评价指标体系，得出各省市两系统耦合协调度的测算结果并进行空间演化分析，同时运用障碍度模型对影响两系统发展的障碍因子加以剖析发现，长三角地区两系统的耦合协调度总体上升，即从濒临失调向中度协调转变，但存在区域和年度波动，且在空间上，呈现由安徽省向东部沿海扩散的趋势，江苏省、浙江省和上海市发展较快。障碍因素分析显示，绿色保险方面和工业用电量占比是两系统协调发展的主要障碍，且各省市差异较大。更多还原

【Abstract】 Under the background of increasingly severe global environmental problems, it has become an important task to study the coordination degree between green finance and low-carbon economic development and realize low-carbon economic transformation. Based on the sample data of the Yangtze River Delta from 2012 to 2022, this paper makes an empirical study, and by constructing the evaluation index system of green finance and low-carbon economy, obtains the calculation results of the coupling coordination degree of the two systems in each province and analyzes the spatial evolution. At the same time, it uses the obstacle model to analyze the obstacle factors affecting the development of the two systems. It is found that the coupling and coordination degree of the two systems in the Yangtze River Delta region has generally increased, from near imbalance to moderate coordination, but there are regional and annual fluctuations. Spatially, there is a trend of spreading from Anhui to the eastern coast, with Jiangsu, Zhejiang and Shanghai developing rapidly. The analysis of obstacle factors shows that green insurance and green coverage rate in built-up areas are the main obstacles to the coordinated development of the two systems, and there are differences among provinces and cities.更多还原