【摘要】 文章基于互联网与数字普惠金融两个角度分析数字经济发展对我国居民消费的影响机制，以2013—201 9年省级面板数据为样本，测度我国各省份数字经济发展水平，分析数字经济发展对我国居民消费产生的影响。研究结果表明：发展数字经济对促进我国居民消费水平具有显著作用；异质性检验发现，东部地区的数字经济发展可显著促进居民消费，但在中西部地区尚存在较大差距。因此，应促进中西部地区数字经济发展，协同发展区域数字经济。从供给侧入手，充分利用数字经济发展带来的红利，及时关注和研判潜在风险，为促进居民消费赋能。更多还原

【Abstract】 The article analyzes the influence mechanism of digital economy development on China’s resident consumption based on two perspectives of Internet and digital inclusive finance, and measures the level of digital economy development in each province of China with the panel data of 31 provinces from 2013-2019 as a sample to analyze the impact of digital economy development on China’s resident consumption. The results of the study show that the development of digital economy has a significant effect on promoting the level of consumption of residents in China; the heterogeneity test finds that the development of digital economy in the eastern region can significantly promote the consumption of residents, but there is still a large gap in the central and western regions.Therefore, the development of the digital economy in the central and western regions should be promoted, and the regional digital economy should be developed collaboratively. Starting from the supply side,we should make full use of the dividends brought by the development of digital economy, pay attention to and study potential risks in a timely manner, and empower the promotion of residents’ consumption.更多还原