【摘要】 为实体经济服务是金融的宗旨，也是防范金融风险的根本举措。新时代十年，无论从总量层面看，还是从结构、成本层面看，中国金融服务实体经济的质量、效率和普惠性都有了很大程度的提升，但资金供给体系不完善、资金配置不平衡、中小企业融资难等问题仍然存在，金融资源的配置效率尚需提高。未来应继续推动金融供给侧改革，疏通资金流向实体经济的渠道，降低企业融资成本，以金融资源的高效、合理配置推动经济高质量发展；同时应进一步强化金融监管，处理好“稳增长”与“防风险”之间的关系。更多还原

【Abstract】 Serving the real economy is the purpose of finance and a fundamental measure to prevent financial risks. In the past decade of the new era, the quality, efficiency and universality of China’s financial services for the real economy have been greatly improved, both at the aggregate level and the structural and cost levels, but the problems of imperfect fund supply system, unbalanced fund allocation and difficulties in financing SMEs still exist, and the allocation efficiency of financial resources still needs to be improved. In the future, we shall continue to promote financial supply-side reform, facilitate the flow of funds to the real economy,reduce the cost of financing for enterprises, and promote high-quality economic development with efficient and reasonable allocation of financial resources; at the same time, we shall further strengthen financial regulation and properly handle the relationship between "stable growth" and "risk prevention".更多还原