【摘要】 基于西南财经大学中国家庭金融调查与研究中心“2017中国家庭金融问卷调查（CHFS）”数据，实证研究受教育程度对城镇居民财产性收入的影响。结果表明，受教育程度与城镇居民财产性收入之间存在显著的正相关关系，即受教育程度越高，城镇居民拥有的财产性收入就越多。同时，中介效应的检验结果表明，受教育程度通过金融知识提高城镇居民的财产性收入。因此，政府应当采取适当的政策提高居民受教育程度，并多渠道、全方位普及金融知识，从而增加居民的财产性收入。更多还原

【Abstract】 Based on the data of “2017 China Family Finance Questionnaire Survey(CHFS)”of China Family Finance Research Center of Southwestern University of Finance and Economics, the empirical research results show that there is a significant positive correlation between education level and urban residents’ property income, that is, the higher the education level, the more property income urban residents have. At the same time, the test results of intermediary effect show that the education level is to improve the property income of urban residents through financial knowledge. Therefore, the government should adopt appropriate policies to improve residents’ education level, and popularize financial knowledge through multiple channels and in all directions, so as to increase residents’ property income.更多还原