【摘要】 我国目前已经消除了绝对贫困，处于解决相对贫困问题的阶段。但由于相对贫困可能比绝对贫困更复杂、更持久，所以我国在解决相对贫困问题上任重道远。普惠金融理论上具有减贫效应，实践上也深受各国重视。我国普惠金融发展水平不断提高，但区域差异仍然较大。基于省际面板数据的实证分析结果表明，我国普惠金融发展在一定程度上可以达到减贫的效果，提升普惠金融发展水平对我国实现共同富裕和经济可持续发展有着重要意义。因此，政府和金融机构应当采取措施，不断完善普惠金融发展环境，丰富普惠金融供给，培育普惠金融需求。更多还原

【Abstract】 At present, China has eliminated absolute poverty and is in the stage of solving the problem of relative poverty. However, because relative poverty may be more complex and lasting than absolute poverty, China has a long way to go in solving the problem of relative poverty.Inclusive finance has the effect of reducing poverty in theory, and is also highly valued by countries in practice. The development level of inclusive finance in China continues to improve, but regional differences are still large. The empirical analysis based on the inter-provincial panel data shows that the development of inclusive finance in China can achieve the effect of poverty reduction to a certain extent, and improving the development level of inclusive finance is of great significance for achieving common prosperity and sustainable economic development in China. Therefore, the government and financial institutions should take measures to continuously improve the development environment of inclusive finance, enrich the supply of inclusive finance and cultivate the demand for inclusive finance.更多还原