【摘要】 随着互联网技术的快速发展，法定数字货币的国际地位也日益提高，主要发达国家以及部分发展中国家也积极开展了数字货币的研究探索与实践，而作为发展中国家的中国也正在抓紧进行研究工作。中国版法定数字货币（DCEP）已经成为货币管理的关键手段，减少资产成本和贷款成本，实时促进产出，增强宏观经济管理的效率。从宏观经济角度，收集市场上主流的数字货币，并对每种数字货币的特征进行区分。从央行DCEP数字货币研究报告入手，阐述DCEP的制定和发行过程，以及DCEP与市场上其他数字货币的区别，并从理论上探讨数字货币DCEP的发行对传统宏观金融的影响。更多还原

【Abstract】 The international status of legal digital currency is increasing with the rapid development of Internet technology. Researches, exploration and practices of digital currency are carried out by major developed countries and some developing countries. As a developing country, China is also taking time in doing research work. The Chinese version of legal digital currency(digital currency electronic payment, DCEP) has become a key means of currency management, asset costs and loan costs reduction, output promoting and efficiency of macroeconomic management enhancement. The mainstream digital currencies are collected in the market from the macroeconomic perspective, and the characteristics of each digital currency are distinguished in this essay. Starting from the DCEP central bank digital currency research report of the central bank, it expounds the formulation and issuance process of DCEP, as well as the difference between DCEP and other digital currencies in the market, and theoretically discusses the impact of the issuance of digital currency DCEP on traditional macro-finance.更多还原