【摘要】 当前我国农户信贷约束仍然广泛存在，这样会挤出农户家庭消费，阻碍农户投资行为，降低农业生产效率。农业供应链金融通过完善委托—代理关系，注重金融功能的稳定性，降低信息不对称，能够满足农业供应链各主体的融资需求。然而，要真正缓解农户信贷约束，还需从优化运行环境、完善运行载体、提升运行能力和规避运行风险等方面，完善农业供应链金融运行机制。更多还原

【Abstract】 At present, farmers’ credit constraints widely exist in China to varying degrees, which will squeeze out farmers’ household consumption, hinder farmers’ investment behavior and cause losses in agricultural production efficiency. Agricultural supply chain finance can meet the financing needs of all subjects in the agricultural supply chain by improving the principal-agent relationship, paying attention to the stability of financial functions and reducing information asymmetry. In order to alleviate the credit constraints of farmers, we need to improve the financial operation mechanism of agricultural supply chain from the aspects of optimizing the operating environment, improving the operating carrier, improving the operating ability and avoiding operational risks.更多还原