【摘要】 "套路贷"案件本质是以非法占有为目的的侵财型犯罪,其不仅会侵害被害人的财产、人身权利,也会扰乱市场经济秩序、管理秩序。实践中对"套路贷"案件的入罪标准、罪名适用、罪数评价、犯罪金额的认定等存在争议。在入罪标准上,应坚持罪刑法定主义,不能将"套路贷"当作独立的犯罪构成,也不能唯客观主义论。在罪名适用上,应把握公平交易、诚信交易的合同制度,正确区分诈骗罪与合同诈骗罪。着眼于压制被害人反抗的程度,用以区分敲诈勒索罪与"胁迫性"抢劫罪。对寻衅滋事罪要严格解释,也必须重视虚假诉讼罪的认定。在罪数评价上,应坚持数罪并罚。在数额认定上,应当予以整体否定性评价。更多还原

【Abstract】 Trick loan fraudulence is a property crime in essence with the intentional purpose of illegal possession. It not only infringes the victim’s property right and human right, but also disturbs the market economy order and administration. In legal practice, there are controversies regarding the frandulence over incrimination, accusation, quantity of crime, amount of crime, etc. As to incrimination, the trick loan fraudulence cannot be taken as a single crime according to legal principle of crime and punishment. As to accusation, crime of fraud and crime of contract fraud should be distinguished according to the damage to fair trading and honest transaction. The crime of extortion and crime of coercive robbery should be distinguished for the victim’s resistance. The crime of provocation should be strictly explained and the crime of false litigation should be identified. As to the quantity of crime, cumulative punishment should be encouraged. As to the amount of crime,overal evaluation shall be negative.更多还原