【摘要】 多手段并用型"套路贷"犯罪是一种以非法占有被害人财产为主导、采用多种违法犯罪手段逐步实施、实现侵财目的的犯罪,其侵犯的法益应表述为"必要法益+选择法益"。其中,侵犯财产权的必要法益具有构成"套路贷"犯罪与否的定性功能;侵犯"经济、社会生活秩序"的选择法益是在行为符合"为非作恶,欺压百姓"标准的基础上判断"套路贷"犯罪主体是否恶势力的重要因素。对于多手段并用型"套路贷"犯罪的数罪处断,应将法益标准与数罪关系结合起来考虑,即首先应根据"套路贷"犯罪侵犯的必要法益对个罪进行分类,然后再考虑个罪之间的数罪关系确定处断规则,从而作出择一重罪处断或数罪并罚的选择。更多还原

【Abstract】 "Routine loan"with multiple means is a kind of crime which criminals gradually implement and realize the financial purpose by use of a variety of illegal and criminal means,led by illegal possession of victims’ property. The legal interest of the crime should be expressed as"essential legal interest plus selective legal interest". Among them,the essential legal interest of property infringement right has the qualitative function of constituting a crime of "routine loan". The selective legal interest of "economic and social life order"violation is an important factor which can be used to judge whether the criminal subject of "routine loan"is an evil force or not on the basis of the behavior conforming to the standard of"to do wrong,to oppress the people". In terms of punishment for several offences of "routine loan"with multiple means,legal interest and several offences should be combined to consider,namely first we should classify an offence based on essential interest of "routine loan"crime,then determine penalty rules by considering the relationship among different offences,so as to make a choice between a felony and combined punishment for several offences.更多还原