【摘要】 近几年来,农村商业银行的发展越来越难,其主要原因是农村商业银行的发展面临经济增速放缓、利率市场化改革不断深化、金融监管日趋严厉、同业竞争日益激烈等外部挑战。因此,农村商业银行应采取坚守支农支小市场定位、严格执行金融监管要求、坚持差异化竞争策略、加强金融科技力量等措施,应对挑战、持续发展,为实现我国乡村振兴继续贡献力量。更多还原

【Abstract】 In recent years,the development of rural commercial banks has become more and more difficult.The main reason is that the development of rural commercial banks is facing the external challenges such as the economic growth rate descending,the interest rate marketization reform deepening,the financial supervision becoming more and more severe,and the competition among the same trades becoming more and fiercer.Rural commercial banks should take such measures as sticking to the position of supporting agriculture and supporting small markets,strictly implementing the requirements of financial supervision,adhering to the strategy of differentiated competition,and strengthening financial science and technology,so as to be able to meet the challenges and develop continuously,continue to contribute to the realization of the rural revitalization strategy in China.更多还原