【摘要】 中国面临着人口老龄化所带来的失能老人不断增加的风险,个人或家庭已经难以承担失能老人长期照护的财务损失。政府、市场、家庭、社会组织等多元主体共担失能老人长期照护财务损失有助于保障失能老人有品质的生活。但是,政府、家庭、市场、社会组织等多元主体财务供给的目标非一致性、动力不足、行动缺乏协调性和资源投入缺乏整合性,导致多元主体财务供给缺乏效率,需要构建核心主体机制、责任分担机制、相互渗透机制和法律保障机制构成的四维机制,实现多元主体融合状态,提升多元主体财务供给的效率。更多还原

【Abstract】 China is facing risks of constantly growing numbers of disabled elders due to ageing of population,and individual or family are finding them hard to bear the financial losses of Long-term care for disabled elders. Multi-subject such as government,market,family and social organization sharing financial losses of Long-term care for disabled elders helps to guarantee a quality life for disabled elders. But,the inconsistency on the target,insufficient motive power,lack of coordination in action and short of integrity in resource input of multi-subject financial supply have made it less efficient. Four-dimensional mechanism consists of core subject mechanism,responsibility sharing mechanism,mutual penetration mechanism and legal guarantee mechanism needs to be established to realise fusion state of multi-subject and improve efficiency in multi-subject financial supply.更多还原