【摘要】 我国基本养老保险降低缴费率是否会造成制度运营不可持续的问题受到广泛关注。从基本养老保险资金运营机制的角度看,我国城镇职工基本养老保险缴费率偏高主要由人口老龄化、基本养老保险公共资源保障基础较为薄弱、基本养老保险资金的筹集渠道单一、法定退休年龄偏低等原因造成。因此,降低基本养老保险缴费率不会造成制度运营不可持续,但是需要统筹规划城镇职工基本养老保险的发展,进一步降低制度的运营成本;调整财政资金的支出结构,加大财政转移支付的力度;多渠道地筹集资金,以缓解城镇职工基本养老保险资金支付的压力。更多还原

【Abstract】 Whether the reduction of the contribution rate of China’s basic old-age insurance will result in the unsustainable operation of the system has been widely concerned. From the perspective of the basic old-age insurance fund operation mechanism, the high contribution rate of the basic old-age insurance for urban employees in China is mainly caused by the aging population, the weak of the basis of public resources guarantee of basic old-age insurance, the single fund-raising channel of the basic old-age insurance, and the low legal retirement age and other reasons. Therefore, reducing the contribution rate of the basic old-age insurance will not lead to the unsustainable operation of the system, but the following work needs to be done: plan the development of basic old-age insurance for urban workers as a whole and reduce the operating cost of the system; adjust the expenditure structure of financial funds and increase the intensity of financial transfer payments; raise funds through multiple channels in order to ease the pressure on the payment of basic old-age insurance funds for urban workers.更多还原