【摘要】 本文将金融科技发展动力划分为供给动力和需求动力两个子系统,用主成分分析法分别计算金融科技发展供给动力指数和金融科技发展需求动力指数,然后再用等值赋权法合成综合动力指数。通过对10个国家2010-2015年的金融科技发展动力指数及动力结构进行比较,发现中国金融科技发展综合动力水平领先金砖五国,但离发达国家还存在一定差距;短期内,中国金融科技发展的优势在于其发展动力的供需结构和期限结构保持较好的均衡性。更多还原

【Abstract】 In this paper the development power of fintech is divided into two subsystems: supply power and demand power. The two indexes are calculated by the principal component analysis, and then are synthesized by the equivalent weighting method into the fintech development power index. By comparing the 10 countries’ fintech development power index and its structure during 2010-2015, it’s found that China’s fintech development is leading the Brics, but there is still a big gap between China and the developed countries. In the short term, the advantage of China’s fintech development is that its supply-demand structure and maturity structure of development power are the most balanced.更多还原