【摘要】 由于恶意透支型信用卡诈骗行为具有不同于其他普通信用卡诈骗行为的量刑起点和法定刑幅度,所以应当分别计算这两种不同类型信用卡诈骗罪的基准刑。通过对2103个有效的信用卡诈骗罪被告人记录进行线性回归分析,分别得出恶意透支型信用卡诈骗罪、其他普通信用卡诈骗罪的罚金刑和自由刑的显著影响因素以及基准刑。观察这些量刑影响因素和基准刑,得出信用卡诈骗罪刑罚裁量具有诈骗数额绝对主导、刑罚大小对数增长、罚金数额量刑不规范的三个主要特征。根据这三个特征,提出信用卡诈骗犯罪的三个立法建议:基准刑应当由诈骗数额决定;减轻和统一轻罪的量刑,变刑罚的对数增长为线性增长;规范罚金刑的量刑影响因素。更多还原

【Abstract】 Because of the different Sentencing Starting Points and Statutory Sentence Spans between Malicious Overdraft Credit Card Fraud behavior and Other Ordinary Credit Card Fraud behavior,the Benchmark Line for sentencing on the two different kinds of behaviors should be calculated separately. Analyzing 2103 defendant records,this article tells us the Significant Factors of Sentencing and the Benchmark Line on the two different kinds of Credit Card Fraud behaviors. And furthermore,the regression models of Credit Card Fraud show us that there are three characteristics in the sentencing of Credit Card Fraud. Firstly,the fraud amount decides the Benchmark Line; secondly,the penalty increases logarithmically; thirdly,the sentencing of pecuniary penalty is lack of standardization. So the corresponding methods are as following: firstly,the Benchmark Line should be set by the fraud amount; secondly,cutting down the penalty of misdemeanor,the penalty will increase linearly; thirdly,normalizing the Significant Factors of sentencing on pecuniary penalty.更多还原