【摘要】 为分析适用非法吸收公众存款罪处理不法集资行为带来的饱受争议且与合法的民间融资界限不明这一系列问题,进而提高公安、司法机关人员处理非法集资活动的能力,采用实证、归纳总结、历史文献等研究方法展开当下非法吸收公众存款罪适用的各种问题,拟定用不披露向公众借款信息罪取而代之,详细具体地描述了不披露向公众借款信息罪的客观构成要件。这一举措不仅将非法集资行为与我国合法的民间借贷分开,而且有利于公安、司法机关处理案件,保护中小企业的合法权益,满足中国经济发展的需要。更多还原

【Abstract】 The application analysis of crimes of illegal absorb the public deposits will not only reasonably deal with illegal fund-raising,also distinct from the legal private lending. This will improve public security and the capacity of judicial personnel to deal with illegal fund-raising activities. The paper researches on evidence collection,summarization and historical documents,conducing to analyze the current issues on crimes of illegally absorbing the public deposits. This crime is to be replaced by a non-disclosure of information to the public loan. The detailed description of the latter will not only define the illegal fund-raising and legal private lending,but also benefit the case settlements and protect the legal interests of SMEs,meeting the needs of China’s economic development.更多还原