【摘要】 对中小企业发展的现状和所存在的问题有一个正确认识,对于促进我国国民经济健康可持续发展具有相当深远的现实意义。破解中小企业融资困境,不仅需要提高其自身的竞争力,还需要政府加大支持力度,借鉴国外成功经验,建立完善各项针对中小企业的融资支持措施,推动资本市场改革。结合目前错综复杂的经济金融形势,以及处于经济转型过程中的政府、金融机构、中小企业、担保公司及中介等不同主体在体制改革、市场定位、职能转换、价值取向、在经济管理中承担的责任、义务和由此而引起的共同诉求和矛盾,采用文献归纳法、案例研究法和定性分析,运用经济学原理,对我国中小企业融资困境的形成原因进行分析,对适合我国发展国情的中小企业融资途径和对策进行总结和归纳。更多还原

【Abstract】 Knowing the problems that SME are facing is very important to the sustained development of our national economy, In order to solve SME financing difficulty, not only need to improve its own competitiveness, still need the government to increase support and learn from the successful experience of foreign countries, establish and perfect the for the financing of small and medium-sized enterprises support measures, to promote the reform of the capital market. Basing on the complex and changeable situation of the economy analyzed the obligation and duties of the government, the SME and the financial agent. By using the typically examples and basing on the Economies, it analyses the reason of the difficulty of financing of the SME. By comparing the advanced experience of both home and abroad, it gives us a conclusion of the possible solutions that adapt to our national conditions.更多还原