【摘要】 自2015年起,金融租赁逐渐成为商业银行最受青睐的业务之一,其行业渗透率和经济渗透率均呈逐年上升的态势,并拥有较为广阔的发展空间。文章在对我国商业银行金融租赁子公司经营现状分析的基础上,阐明商业银行开展金融租赁业务面临的机遇和挑战,进而提出当前商业银行应当紧随人民币国际化以及"一带一路"建设等,使金融租赁业务和商业银行国际化相互促进,并在严格隔离、把控金融租赁子公司与母行风险的基础上,大力发展金融租赁业务,拓展业务类型,支持实体企业,实现银企双赢。更多还原

【Abstract】 Finance lease has become one of the most popular businesses in commercial banks in recent years since 2015. Both the industry penetration rate and GDP penetration rate of Finance lease have showed increasing trends, therefore, finance lease has a broad space for development. Based on the analysis of the current operating situation of finance lease subsidiary of commercial banks, this paper clarifies the opportunities and challenges for carrying out finance lease business of commercial banks. On this basis, this paper puts forward that the commercial banks should follow the national strategic layout of RMB internationalization and "The Belt and Road",promote the internationalization of commercial banks and finance lease together. At the mean time, in the proposition of strictly control and isolation the risk between finance lease subsidiary and the parent bank, develop the finance lease business, expand the business varieties and support entity enterprise to achieve a win-win situation.更多还原