【摘要】 2018年6月开始的P2P爆雷潮引起社会各界高度关注。一方面,P2P网贷平台塌方式的恶性退出潜藏群体性事件风险;另一方面,整改后P2P行业的持续发展以出资人的信心为前提条件。因此,对既有及潜在的P2P出资人的说理是化解P2P网贷风险、促进P2P行业发展的重要工作。但是,当前社会充斥着对P2P非法集资出资人被害地位的否定和负面道德评价,甚至引发了对P2P非法集资出资人的污名化,而这可能导致对P2P非法集资防控的重心偏移,更可能培养极端化的社会怨恨,激化社会矛盾。给予P2P非法集资出资人必须的社会支持、引导公众舆论客观归因,是化解P2P网络借贷风险的重要环节之一。更多还原

【Abstract】 The bankruptcy of P2 P loan platforms in June 2018 has attracted great attention from all sectors of society. On the one hand,the wide and vicious closure of these platforms is vulnerable to mass disturbances.On the other hand,the continuous development of the P2 P industry after the rectification and reform relies on the confidence of the investors. Therefore,rational guidance on existing and potential P2 P investors is important to deal with the risks of P2 P loan and to promote the development of the P2 P industry. However,the whole society has widely rated the illegal fund-raisers of P2 P negatively and even stigmatized them,which may lead to the deviation of the focus on the prevention and control of illegal fund-raising of P2 P,and is more likely to foster extreme social resentment and intensify social contradictions. One of the important ways to resolve the risk of P2 P network loan is to provide social support and to guide the public to rate it objectively.更多还原