【摘要】 移动支付是允许用户使用其移动终端(手机、可穿戴设备等)对所消费的商品或服务进行账务支付的一种服务方式。移动支付将终端设备、互联网、应用提供商以及金融机构相融合,为用户提供货币支付、缴费等金融业务。安全性能是移动支付的重要考量标准之一,而NFC移动支付因其便捷性和安全性越来越受到市场的青睐,主要讨论基于SE和HCE技术的NFC移动支付方案的安全性能,分析它们的技术特点,并探讨备受关注的TEE技术应用于NFC移动支付的可行性。更多还原

【Abstract】 Mobile payment is one kind of service that allows a user to pay for a consumed commodity or service to use his/her mobile terminal(mobile phone,wearable device,etc.).Mobile payment combines terminal equipment,the Internet,application providers and financial institutions to provide users with monetary payment,fee payment and other financial services.Security is one of the most important performance metrics of mobile payment.Due to its convenience and security,NFC mobile payment method has become more and more favored by the market.This paper mainly discusses the security performance about the implementations of NFC mobile payment based on SE and HCE technology and analyzes their technical characteristics.Moreover,the feasibility of the application of the high-profile TEE technology in NFC mobile payment is also discussed.更多还原